▼ 0.50% · 3.625%
HK$2,017
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,080
−HK$64/mo
Today · 4.125%
HK$2,144
baseline
▲ 0.50% · 4.625%
HK$2,274
+HK$130/mo
Deposit HK$442K · loan HK$442K · min. income ≈ HK$4,288/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,244
−HK$121/mo
▼ 0.25% · 3.875%
HK$2,304
−HK$61/mo
Today · 4.125%
HK$2,365
baseline
▲ 0.50% · 4.625%
HK$2,490
+HK$125/mo
Deposit HK$442K · loan HK$442K · min. income ≈ HK$4,730/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,219
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,288
−HK$70/mo
Today · 4.125%
HK$2,358
baseline
▲ 0.50% · 4.625%
HK$2,502
+HK$144/mo
Deposit HK$398K · loan HK$487K · min. income ≈ HK$4,716/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,469
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,535
−HK$67/mo
Today · 4.125%
HK$2,602
baseline
▲ 0.50% · 4.625%
HK$2,739
+HK$137/mo
Deposit HK$398K · loan HK$487K · min. income ≈ HK$5,204/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,421
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,496
−HK$77/mo
Today · 4.125%
HK$2,573
baseline
▲ 0.50% · 4.625%
HK$2,729
+HK$156/mo
Deposit HK$354K · loan HK$531K · min. income ≈ HK$5,146/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,693
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,765
−HK$74/mo
Today · 4.125%
HK$2,839
baseline
▲ 0.50% · 4.625%
HK$2,988
+HK$149/mo
Deposit HK$354K · loan HK$531K · min. income ≈ HK$5,678/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,622
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,704
−HK$83/mo
Today · 4.125%
HK$2,787
baseline
▲ 0.50% · 4.625%
HK$2,956
+HK$169/mo
Deposit HK$310K · loan HK$575K · min. income ≈ HK$5,574/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,917
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,996
−HK$79/mo
Today · 4.125%
HK$3,075
baseline
▲ 0.50% · 4.625%
HK$3,237
+HK$162/mo
Deposit HK$310K · loan HK$575K · min. income ≈ HK$6,150/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,824
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,912
−HK$89/mo
Today · 4.125%
HK$3,001
baseline
▲ 0.50% · 4.625%
HK$3,184
+HK$183/mo
Deposit HK$265K · loan HK$619K · min. income ≈ HK$6,002/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,142
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,226
−HK$86/mo
Today · 4.125%
HK$3,312
baseline
▲ 0.50% · 4.625%
HK$3,486
+HK$174/mo
Deposit HK$265K · loan HK$619K · min. income ≈ HK$6,624/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,026
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,120
−HK$96/mo
Today · 4.125%
HK$3,216
baseline
▲ 0.50% · 4.625%
HK$3,411
+HK$195/mo
Deposit HK$221K · loan HK$663K · min. income ≈ HK$6,432/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,366
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$91/mo
Today · 4.125%
HK$3,548
baseline
▲ 0.50% · 4.625%
HK$3,735
+HK$187/mo
Deposit HK$221K · loan HK$663K · min. income ≈ HK$7,096/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,228
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,328
−HK$102/mo
Today · 4.125%
HK$3,430
baseline
▲ 0.50% · 4.625%
HK$3,639
+HK$209/mo
Deposit HK$177K · loan HK$708K · min. income ≈ HK$6,860/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,591
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,687
−HK$98/mo
Today · 4.125%
HK$3,785
baseline
▲ 0.50% · 4.625%
HK$3,984
+HK$199/mo
Deposit HK$177K · loan HK$708K · min. income ≈ HK$7,570/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,429
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,536
−HK$108/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,866
+HK$222/mo
Deposit HK$133K · loan HK$752K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,815
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,917
−HK$104/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,233
+HK$212/mo
Deposit HK$133K · loan HK$752K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,631
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,744
−HK$115/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,094
+HK$235/mo
Deposit HK$88K · loan HK$796K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,040
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$110/mo
Today · 4.125%
HK$4,258
baseline
▲ 0.50% · 4.625%
HK$4,482
+HK$224/mo
Deposit HK$88K · loan HK$796K · min. income ≈ HK$8,516/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).