▼ 0.50% · 3.625%
HK$2,231
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,301
−HK$70/mo
Today · 4.125%
HK$2,371
baseline
▲ 0.50% · 4.625%
HK$2,515
+HK$144/mo
Deposit HK$489K · loan HK$489K · min. income ≈ HK$4,742/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,482
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,549
−HK$67/mo
Today · 4.125%
HK$2,616
baseline
▲ 0.50% · 4.625%
HK$2,754
+HK$138/mo
Deposit HK$489K · loan HK$489K · min. income ≈ HK$5,232/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,454
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,531
−HK$77/mo
Today · 4.125%
HK$2,608
baseline
▲ 0.50% · 4.625%
HK$2,767
+HK$159/mo
Deposit HK$440K · loan HK$538K · min. income ≈ HK$5,216/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,730
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,804
−HK$74/mo
Today · 4.125%
HK$2,878
baseline
▲ 0.50% · 4.625%
HK$3,030
+HK$152/mo
Deposit HK$440K · loan HK$538K · min. income ≈ HK$5,756/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,678
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,761
−HK$84/mo
Today · 4.125%
HK$2,845
baseline
▲ 0.50% · 4.625%
HK$3,019
+HK$174/mo
Deposit HK$391K · loan HK$587K · min. income ≈ HK$5,690/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,979
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,059
−HK$81/mo
Today · 4.125%
HK$3,140
baseline
▲ 0.50% · 4.625%
HK$3,305
+HK$165/mo
Deposit HK$391K · loan HK$587K · min. income ≈ HK$6,280/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,901
−HK$182/mo
▼ 0.25% · 3.875%
HK$2,991
−HK$92/mo
Today · 4.125%
HK$3,083
baseline
▲ 0.50% · 4.625%
HK$3,270
+HK$187/mo
Deposit HK$342K · loan HK$636K · min. income ≈ HK$6,166/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,227
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,313
−HK$88/mo
Today · 4.125%
HK$3,401
baseline
▲ 0.50% · 4.625%
HK$3,581
+HK$180/mo
Deposit HK$342K · loan HK$636K · min. income ≈ HK$6,802/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,124
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,221
−HK$99/mo
Today · 4.125%
HK$3,320
baseline
▲ 0.50% · 4.625%
HK$3,522
+HK$202/mo
Deposit HK$294K · loan HK$685K · min. income ≈ HK$6,640/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,475
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,568
−HK$95/mo
Today · 4.125%
HK$3,663
baseline
▲ 0.50% · 4.625%
HK$3,856
+HK$193/mo
Deposit HK$294K · loan HK$685K · min. income ≈ HK$7,326/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,347
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$106/mo
Today · 4.125%
HK$3,557
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$216/mo
Deposit HK$245K · loan HK$734K · min. income ≈ HK$7,114/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$102/mo
Today · 4.125%
HK$3,925
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$206/mo
Deposit HK$245K · loan HK$734K · min. income ≈ HK$7,850/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,570
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,681
−HK$113/mo
Today · 4.125%
HK$3,794
baseline
▲ 0.50% · 4.625%
HK$4,025
+HK$231/mo
Deposit HK$196K · loan HK$783K · min. income ≈ HK$7,588/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,972
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,078
−HK$108/mo
Today · 4.125%
HK$4,186
baseline
▲ 0.50% · 4.625%
HK$4,407
+HK$221/mo
Deposit HK$196K · loan HK$783K · min. income ≈ HK$8,372/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,793
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,911
−HK$120/mo
Today · 4.125%
HK$4,031
baseline
▲ 0.50% · 4.625%
HK$4,276
+HK$245/mo
Deposit HK$147K · loan HK$832K · min. income ≈ HK$8,062/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$115/mo
Today · 4.125%
HK$4,448
baseline
▲ 0.50% · 4.625%
HK$4,682
+HK$234/mo
Deposit HK$147K · loan HK$832K · min. income ≈ HK$8,896/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,016
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,141
−HK$127/mo
Today · 4.125%
HK$4,268
baseline
▲ 0.50% · 4.625%
HK$4,528
+HK$260/mo
Deposit HK$98K · loan HK$881K · min. income ≈ HK$8,536/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,588
−HK$121/mo
Today · 4.125%
HK$4,709
baseline
▲ 0.50% · 4.625%
HK$4,958
+HK$249/mo
Deposit HK$98K · loan HK$881K · min. income ≈ HK$9,418/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).