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At today's rate and a 90% mortgage, the deposit on this unit is about HK$236K, with repayments around HK$10,273/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$236K · loan HK$2.12M · min. income ≈ HK$20,546/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 75 schools within a 1 km walk.
Everyday convenience — 82 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 88 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 224 Saleable ft²
- Gross Area
- 350 ft²
- Efficiency
- 64%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-28 | HK$3.18M | +34.2% 4.1y · 8.0%/yr |
| 2016-08-26 | HK$2.37M | +19.7% 3.0y · 7.0%/yr |
| 2013-09-10 | HK$1.98M | +219.4% |
| 2008-04-02 | HK$620K | +24.0% |
| 2007-01-15 | HK$500K | −45.1% |
| 1997-02-18 | HK$910K | +11.0% |
| 1996-08-17 | HK$820K | — |