▼ 0.50% · 3.625%
HK$4,479
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,618
−HK$142/mo
Today · 4.125%
HK$4,760
baseline
▲ 0.50% · 4.625%
HK$5,050
+HK$290/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$9,520/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,983
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,117
−HK$135/mo
Today · 4.125%
HK$5,252
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$277/mo
Deposit HK$982K · loan HK$982K · min. income ≈ HK$10,504/mo (50% DSR)
Upfront cash ≈ HK$982K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,927
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$156/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,555
+HK$319/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$149/mo
Today · 4.125%
HK$5,777
baseline
▲ 0.50% · 4.625%
HK$6,082
+HK$305/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,554/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,375
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$170/mo
Today · 4.125%
HK$5,712
baseline
▲ 0.50% · 4.625%
HK$6,060
+HK$348/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,424/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,980
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,140
−HK$163/mo
Today · 4.125%
HK$6,303
baseline
▲ 0.50% · 4.625%
HK$6,635
+HK$332/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,606/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,823
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,004
−HK$184/mo
Today · 4.125%
HK$6,188
baseline
▲ 0.50% · 4.625%
HK$6,565
+HK$377/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,376/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,478
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,652
−HK$176/mo
Today · 4.125%
HK$6,828
baseline
▲ 0.50% · 4.625%
HK$7,188
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,656/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,271
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,466
−HK$198/mo
Today · 4.125%
HK$6,664
baseline
▲ 0.50% · 4.625%
HK$7,070
+HK$406/mo
Deposit HK$589K · loan HK$1.38M · min. income ≈ HK$13,328/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,976
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,163
−HK$190/mo
Today · 4.125%
HK$7,353
baseline
▲ 0.50% · 4.625%
HK$7,741
+HK$388/mo
Deposit HK$589K · loan HK$1.38M · min. income ≈ HK$14,706/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,719
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,928
−HK$212/mo
Today · 4.125%
HK$7,140
baseline
▲ 0.50% · 4.625%
HK$7,574
+HK$434/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,280/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,475
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,675
−HK$203/mo
Today · 4.125%
HK$7,878
baseline
▲ 0.50% · 4.625%
HK$8,294
+HK$416/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,756/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,167
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,390
−HK$226/mo
Today · 4.125%
HK$7,616
baseline
▲ 0.50% · 4.625%
HK$8,079
+HK$463/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,232/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,973
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,187
−HK$217/mo
Today · 4.125%
HK$8,404
baseline
▲ 0.50% · 4.625%
HK$8,847
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,808/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,615
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,851
−HK$241/mo
Today · 4.125%
HK$8,092
baseline
▲ 0.50% · 4.625%
HK$8,584
+HK$492/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,184/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,471
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,698
−HK$231/mo
Today · 4.125%
HK$8,929
baseline
▲ 0.50% · 4.625%
HK$9,399
+HK$470/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,858/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,062
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,313
−HK$255/mo
Today · 4.125%
HK$8,568
baseline
▲ 0.50% · 4.625%
HK$9,089
+HK$521/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$17,136/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,969
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,210
−HK$244/mo
Today · 4.125%
HK$9,454
baseline
▲ 0.50% · 4.625%
HK$9,952
+HK$498/mo
Deposit HK$196K · loan HK$1.77M · min. income ≈ HK$18,908/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).