Home Yau Tsim Mong District PO HANG BUILDING BLOCK B

20/F B5

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Floor

2/F B2 343 ft² 2/F B4 367 ft² 2/F B6 363 ft² 3/F B3 343 ft² 3/F B4 367 ft² 3/F B5 358 ft² 3/F B6 363 ft² 4/F B2 343 ft² 4/F B3 343 ft² 4/F B4 367 ft² 4/F B5 358 ft² 4/F B6 363 ft² 5/F B1 367 ft² 5/F B2 343 ft² 5/F B4 384 ft² 5/F B6 363 ft² 6/F B1 367 ft² 6/F B2 343 ft² 6/F B3 343 ft² 6/F B4 367 ft² 7/F B4 367 ft² 7/F B5 358 ft² 8/F B1 367 ft² 8/F B3 343 ft² 8/F B4 384 ft² 9/F B4 367 ft² 9/F B5 345 ft² 9/F B6 358 ft² 10/F B2 343 ft² 10/F B6 358 ft² 11/F B1 367 ft² 11/F B2 343 ft² 11/F B3 345 ft² 11/F B4 384 ft² 11/F B5 358 ft² 11/F B6 358 ft² 12/F B1 367 ft² 12/F B2 343 ft² 12/F B3 343 ft² 12/F B4 367 ft² 12/F B5 358 ft² 12/F B6 358 ft² 13/F B2 343 ft² 13/F B3 343 ft² 13/F B5 345 ft² 13/F B6 358 ft² 14/F B2 345 ft² 14/F B3 343 ft² 14/F B6 345 ft² 15/F B3 345 ft² 15/F B6 358 ft² 16/F B1 384 ft² 16/F B3 345 ft² 16/F B5 358 ft² 17/F B1 367 ft² 17/F B2 345 ft² 17/F B4 367 ft² 17/F B5 345 ft² 17/F B6 358 ft² 18/F B2 343 ft² 18/F B5 358 ft² 18/F B6 358 ft² 19/F B1 367 ft² 19/F B3 343 ft² 19/F B4 367 ft² 19/F B5 345 ft² 19/F B6 345 ft² 20/F B4 367 ft² 20/F B5 358 ft² 20/F B6 358 ft² 21/F B2 345 ft² 21/F B4 367 ft² 21/F B5 358 ft² 22/F B1 367 ft² 22/F B2 345 ft² 22/F B6 358 ft² 23/F B2 343 ft² 23/F B3 345 ft² 23/F B4 384 ft² 23/F B5 358 ft² 23/F B6 345 ft² 24/F B1 367 ft² 24/F B2 345 ft² 24/F B5 358 ft² 25/F B1 367 ft² 25/F B2 343 ft² 25/F B3 343 ft² 25/F B4 384 ft² 25/F B6 358 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$3.94M

≈ HK$11,012 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$394K, with repayments around HK$17,195/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,181

−HK$1,014/mo

▼ 0.25% · 3.875%

HK$16,684

−HK$511/mo

Today · 4.125%

HK$17,195

baseline

▲ 0.50% · 4.625%

HK$18,242

+HK$1,047/mo

Deposit HK$394K · loan HK$3.55M · min. income ≈ HK$34,390/mo (50% DSR)

Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Yau Ma Tei Station

≈ 6 min walk · 414 m

Education

schools within 1 km (18 within 500 m)

Daily convenience

102

within 1 km (46 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Yau Ma Tei Station Station.

Family-friendly — 53 schools within a 1 km walk.

Everyday convenience — 102 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 80 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B5
Saleable Area: 358 Saleable ft²
Gross Area: 456 ft²
Efficiency: 79%
District: Yau Tsim Mong District · Kowloon
School net (POA): 31

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-05-15	HK$4.13M	−10.2% 3.5y · −3.0%/yr	HK$11,536	HK$9,057
2022-11-28	HK$4.60M	+15.0% 6.9y · 2.0%/yr	HK$12,849	HK$10,088
2016-01-26	HK$4.00M	+187.8% 17.1y · 11.0%/yr	HK$11,173	HK$8,772
1998-12-03	HK$1.39M	—	HK$3,883	HK$3,048

Other appraised units in this building

Data sourced from Renavon.com