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Crescira AVM · estimated value ● Medium confidence
HK$2.74M
≈ HK$7,564 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$274K, with repayments around HK$11,943/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,238
−HK$705/mo
▼ 0.25% · 3.875%
HK$11,588
−HK$355/mo
Today · 4.125%
HK$11,943
baseline
▲ 0.50% · 4.625%
HK$12,670
+HK$727/mo

Deposit HK$274K · loan HK$2.46M · min. income ≈ HK$23,886/mo (50% DSR)

Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
4/F
Flat
D
Saleable Area
362 ft²
Gross Area
500 ft²
Efficiency
72%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2025-10-08 HK$2.40M +65.5%
16.1y
2009-08-05 HK$1.45M +13.3%
0.3y
2009-05-13 HK$1.28M +41.7%
3.3y
2007-08-06 HK$903K +11.5%
1.5y
2007-07-30 HK$810K +17.4%
1.5y
2007-04-13 HK$690K −11.5%
1.1y
2006-02-01 HK$780K +56.0%
1.4y
2004-09-11 HK$500K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 2 min walk · 95 m
Education
38
schools within 1 km (14 within 500 m)
Daily convenience
87
within 1 km (29 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
58
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 38 schools within a 1 km walk.

Everyday convenience — 87 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 58 parks, libraries and sports venues nearby.

Location

Other appraised units in this building