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At today's rate and a 90% mortgage, the deposit on this unit is about HK$273K, with repayments around HK$11,916/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$273K · loan HK$2.46M · min. income ≈ HK$23,832/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 61 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- NO. 552 (REAR)
- Saleable Area
- 437 Saleable ft²
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-03 | HK$4.23M | −13.3% 1.4y · −9.0%/yr |
| 2019-08-23 | HK$4.88M | +80.7% 7.3y · 11.0%/yr |
| 2012-05-23 | HK$2.70M | +22.7% |
| 2010-12-06 | HK$2.20M | +100.0% |
| 2009-01-02 | HK$1.10M | — |