▼ 0.50% · 3.625%
HK$2,536
−HK$159/mo
▼ 0.25% · 3.875%
HK$2,615
−HK$80/mo
Today · 4.125%
HK$2,695
baseline
▲ 0.50% · 4.625%
HK$2,859
+HK$164/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,390/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,821
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,897
−HK$77/mo
Today · 4.125%
HK$2,974
baseline
▲ 0.50% · 4.625%
HK$3,131
+HK$157/mo
Deposit HK$556K · loan HK$556K · min. income ≈ HK$5,948/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,790
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,876
−HK$89/mo
Today · 4.125%
HK$2,965
baseline
▲ 0.50% · 4.625%
HK$3,145
+HK$180/mo
Deposit HK$500K · loan HK$612K · min. income ≈ HK$5,930/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,104
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,187
−HK$84/mo
Today · 4.125%
HK$3,271
baseline
▲ 0.50% · 4.625%
HK$3,444
+HK$173/mo
Deposit HK$500K · loan HK$612K · min. income ≈ HK$6,542/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,043
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,138
−HK$96/mo
Today · 4.125%
HK$3,234
baseline
▲ 0.50% · 4.625%
HK$3,431
+HK$197/mo
Deposit HK$445K · loan HK$667K · min. income ≈ HK$6,468/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,386
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,476
−HK$93/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$188/mo
Deposit HK$445K · loan HK$667K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$445K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,297
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,399
−HK$105/mo
Today · 4.125%
HK$3,504
baseline
▲ 0.50% · 4.625%
HK$3,717
+HK$213/mo
Deposit HK$389K · loan HK$723K · min. income ≈ HK$7,008/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,668
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,766
−HK$100/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,070
+HK$204/mo
Deposit HK$389K · loan HK$723K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,551
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,661
−HK$112/mo
Today · 4.125%
HK$3,773
baseline
▲ 0.50% · 4.625%
HK$4,003
+HK$230/mo
Deposit HK$334K · loan HK$779K · min. income ≈ HK$7,546/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,950
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,056
−HK$107/mo
Today · 4.125%
HK$4,163
baseline
▲ 0.50% · 4.625%
HK$4,383
+HK$220/mo
Deposit HK$334K · loan HK$779K · min. income ≈ HK$8,326/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,804
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,922
−HK$121/mo
Today · 4.125%
HK$4,043
baseline
▲ 0.50% · 4.625%
HK$4,289
+HK$246/mo
Deposit HK$278K · loan HK$834K · min. income ≈ HK$8,086/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,232
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,346
−HK$115/mo
Today · 4.125%
HK$4,461
baseline
▲ 0.50% · 4.625%
HK$4,696
+HK$235/mo
Deposit HK$278K · loan HK$834K · min. income ≈ HK$8,922/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,058
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,184
−HK$128/mo
Today · 4.125%
HK$4,312
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$263/mo
Deposit HK$222K · loan HK$890K · min. income ≈ HK$8,624/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$123/mo
Today · 4.125%
HK$4,758
baseline
▲ 0.50% · 4.625%
HK$5,009
+HK$251/mo
Deposit HK$222K · loan HK$890K · min. income ≈ HK$9,516/mo (50% DSR)
Upfront cash ≈ HK$223K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,311
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$137/mo
Today · 4.125%
HK$4,582
baseline
▲ 0.50% · 4.625%
HK$4,860
+HK$278/mo
Deposit HK$167K · loan HK$945K · min. income ≈ HK$9,164/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,925
−HK$130/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,322
+HK$267/mo
Deposit HK$167K · loan HK$945K · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$167K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,565
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,707
−HK$144/mo
Today · 4.125%
HK$4,851
baseline
▲ 0.50% · 4.625%
HK$5,146
+HK$295/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$9,702/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,078
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,215
−HK$138/mo
Today · 4.125%
HK$5,353
baseline
▲ 0.50% · 4.625%
HK$5,635
+HK$282/mo
Deposit HK$111K · loan HK$1.00M · min. income ≈ HK$10,706/mo (50% DSR)
Upfront cash ≈ HK$111K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).