▼ 0.50% · 3.625%
HK$3,729
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,845
−HK$118/mo
Today · 4.125%
HK$3,963
baseline
▲ 0.50% · 4.625%
HK$4,204
+HK$241/mo
Deposit HK$818K · loan HK$818K · min. income ≈ HK$7,926/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,148
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$112/mo
Today · 4.125%
HK$4,372
baseline
▲ 0.50% · 4.625%
HK$4,603
+HK$231/mo
Deposit HK$818K · loan HK$818K · min. income ≈ HK$8,744/mo (50% DSR)
Upfront cash ≈ HK$818K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,102
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,229
−HK$130/mo
Today · 4.125%
HK$4,359
baseline
▲ 0.50% · 4.625%
HK$4,624
+HK$265/mo
Deposit HK$736K · loan HK$899K · min. income ≈ HK$8,718/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,563
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,686
−HK$124/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,063
+HK$253/mo
Deposit HK$736K · loan HK$899K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,475
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,614
−HK$141/mo
Today · 4.125%
HK$4,755
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$290/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$9,510/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,978
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,112
−HK$135/mo
Today · 4.125%
HK$5,247
baseline
▲ 0.50% · 4.625%
HK$5,524
+HK$277/mo
Deposit HK$654K · loan HK$981K · min. income ≈ HK$10,494/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,848
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$154/mo
Today · 4.125%
HK$5,152
baseline
▲ 0.50% · 4.625%
HK$5,465
+HK$313/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$10,304/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,537
−HK$147/mo
Today · 4.125%
HK$5,684
baseline
▲ 0.50% · 4.625%
HK$5,984
+HK$300/mo
Deposit HK$572K · loan HK$1.06M · min. income ≈ HK$11,368/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,383
−HK$165/mo
Today · 4.125%
HK$5,548
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$337/mo
Deposit HK$491K · loan HK$1.14M · min. income ≈ HK$11,096/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,808
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,963
−HK$158/mo
Today · 4.125%
HK$6,121
baseline
▲ 0.50% · 4.625%
HK$6,444
+HK$323/mo
Deposit HK$491K · loan HK$1.14M · min. income ≈ HK$12,242/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,593
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,767
−HK$177/mo
Today · 4.125%
HK$5,944
baseline
▲ 0.50% · 4.625%
HK$6,306
+HK$362/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$11,888/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,389
−HK$170/mo
Today · 4.125%
HK$6,559
baseline
▲ 0.50% · 4.625%
HK$6,904
+HK$345/mo
Deposit HK$409K · loan HK$1.23M · min. income ≈ HK$13,118/mo (50% DSR)
Upfront cash ≈ HK$409K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,966
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,152
−HK$188/mo
Today · 4.125%
HK$6,340
baseline
▲ 0.50% · 4.625%
HK$6,726
+HK$386/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$12,680/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,637
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,815
−HK$181/mo
Today · 4.125%
HK$6,996
baseline
▲ 0.50% · 4.625%
HK$7,365
+HK$369/mo
Deposit HK$327K · loan HK$1.31M · min. income ≈ HK$13,992/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,339
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,536
−HK$201/mo
Today · 4.125%
HK$6,737
baseline
▲ 0.50% · 4.625%
HK$7,147
+HK$410/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$13,474/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,052
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,241
−HK$192/mo
Today · 4.125%
HK$7,433
baseline
▲ 0.50% · 4.625%
HK$7,825
+HK$392/mo
Deposit HK$245K · loan HK$1.39M · min. income ≈ HK$14,866/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,712
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,921
−HK$212/mo
Today · 4.125%
HK$7,133
baseline
▲ 0.50% · 4.625%
HK$7,567
+HK$434/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$14,266/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,467
−HK$403/mo
▼ 0.25% · 3.875%
HK$7,667
−HK$203/mo
Today · 4.125%
HK$7,870
baseline
▲ 0.50% · 4.625%
HK$8,285
+HK$415/mo
Deposit HK$164K · loan HK$1.47M · min. income ≈ HK$15,740/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).