At today's rate and a 90% mortgage, the deposit on this unit is about HK$227K, with repayments around HK$9,901/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$227K · loan HK$2.04M · min. income ≈ HK$19,802/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 102 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- A
- Saleable Area
- 235 Saleable ft²
- Gross Area
- 327 ft²
- Efficiency
- 72%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-27 | HK$2.69M | +5.5% 3.1y · 2.0%/yr |
| 2018-07-13 | HK$2.55M | +27.5% 3.9y · 7.0%/yr |
| 2014-09-10 | HK$2.00M | +108.3% |
| 2010-01-28 | HK$960K | +88.2% |
| 2005-05-20 | HK$510K | −20.3% |
| 2000-06-05 | HK$640K | −30.4% |
| 1997-12-17 | HK$920K | — |