▼ 0.50% · 3.625%
HK$4,481
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,620
−HK$142/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,052
+HK$290/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,985
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$135/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,531
+HK$277/mo
Deposit HK$983K · loan HK$983K · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$983K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$156/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,557
+HK$319/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,483
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,630
−HK$150/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,084
+HK$304/mo
Deposit HK$884K · loan HK$1.08M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,377
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,544
−HK$170/mo
Today · 4.125%
HK$5,714
baseline
▲ 0.50% · 4.625%
HK$6,062
+HK$348/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$11,428/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,982
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,142
−HK$163/mo
Today · 4.125%
HK$6,305
baseline
▲ 0.50% · 4.625%
HK$6,637
+HK$332/mo
Deposit HK$786K · loan HK$1.18M · min. income ≈ HK$12,610/mo (50% DSR)
Upfront cash ≈ HK$786K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,825
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,006
−HK$184/mo
Today · 4.125%
HK$6,190
baseline
▲ 0.50% · 4.625%
HK$6,567
+HK$377/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$12,380/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,480
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,654
−HK$177/mo
Today · 4.125%
HK$6,831
baseline
▲ 0.50% · 4.625%
HK$7,191
+HK$360/mo
Deposit HK$688K · loan HK$1.28M · min. income ≈ HK$13,662/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,273
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,468
−HK$199/mo
Today · 4.125%
HK$6,667
baseline
▲ 0.50% · 4.625%
HK$7,072
+HK$405/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$13,334/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,979
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,166
−HK$190/mo
Today · 4.125%
HK$7,356
baseline
▲ 0.50% · 4.625%
HK$7,744
+HK$388/mo
Deposit HK$590K · loan HK$1.38M · min. income ≈ HK$14,712/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,721
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,930
−HK$213/mo
Today · 4.125%
HK$7,143
baseline
▲ 0.50% · 4.625%
HK$7,577
+HK$434/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$14,286/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,477
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,678
−HK$203/mo
Today · 4.125%
HK$7,881
baseline
▲ 0.50% · 4.625%
HK$8,297
+HK$416/mo
Deposit HK$491K · loan HK$1.47M · min. income ≈ HK$15,762/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,169
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,392
−HK$227/mo
Today · 4.125%
HK$7,619
baseline
▲ 0.50% · 4.625%
HK$8,083
+HK$464/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$15,238/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,976
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,190
−HK$217/mo
Today · 4.125%
HK$8,407
baseline
▲ 0.50% · 4.625%
HK$8,850
+HK$443/mo
Deposit HK$393K · loan HK$1.57M · min. income ≈ HK$16,814/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,617
−HK$478/mo
▼ 0.25% · 3.875%
HK$7,854
−HK$241/mo
Today · 4.125%
HK$8,095
baseline
▲ 0.50% · 4.625%
HK$8,588
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,190/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,474
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,702
−HK$230/mo
Today · 4.125%
HK$8,932
baseline
▲ 0.50% · 4.625%
HK$9,403
+HK$471/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,864/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,066
−HK$505/mo
▼ 0.25% · 3.875%
HK$8,316
−HK$255/mo
Today · 4.125%
HK$8,571
baseline
▲ 0.50% · 4.625%
HK$9,093
+HK$522/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,142/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,973
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,214
−HK$244/mo
Today · 4.125%
HK$9,458
baseline
▲ 0.50% · 4.625%
HK$9,956
+HK$498/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,916/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).