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At today's rate and a 90% mortgage, the deposit on this unit is about HK$309K, with repayments around HK$13,476/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$309K · loan HK$2.78M · min. income ≈ HK$26,952/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 99 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 11
- Saleable Area
- 401 Saleable ft²
- Gross Area
- 510 ft²
- Efficiency
- 79%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-29 | HK$5.64M | −13.2% 3.0y · −4.0%/yr |
| 2017-07-24 | HK$6.50M | +68.8% 4.7y · 15.0%/yr |
| 2012-11-14 | HK$3.85M | +35.1% |
| 2010-09-29 | HK$2.85M | +11.8% |
| 2010-08-30 | HK$2.55M | +54.5% |
| 2006-12-05 | HK$1.65M | +24.1% |
| 2006-07-04 | HK$1.33M | — |