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At today's rate and a 90% mortgage, the deposit on this unit is about HK$342K, with repayments around HK$14,910/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$342K · loan HK$3.08M · min. income ≈ HK$29,820/mo (50% DSR)
Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 86 schools within a 1 km walk.
Everyday convenience — 171 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 103 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 20
- Saleable Area
- 443 Saleable ft²
- Gross Area
- 601 ft²
- Efficiency
- 74%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-01-24 | HK$4.47M | +0.0% 12.4y · 26.0%/yr |
| 2017-12-28 | HK$4.47M | +313.9% 12.4y · 26.0%/yr |
| 2005-08-12 | HK$1.08M | +8.0% |
| 2004-12-28 | HK$1.00M | +40.8% |
| 2004-09-18 | HK$710K | — |