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Crescira AVM · estimated value Medium confidence
HK$4.19M
≈ HK$12,918 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$419K, with repayments around HK$18,256/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,179
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$17,713
−HK$543/mo
Today · 4.125%
HK$18,256
baseline
▲ 0.50% · 4.625%
HK$19,367
+HK$1,111/mo

Deposit HK$419K · loan HK$3.77M · min. income ≈ HK$36,512/mo (50% DSR)

Upfront cash ≈ HK$456K (deposit + AVD stamp duty HK$37,166 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
18/F
Flat
B
Saleable Area
324 ft²
Gross Area
505 ft²
Efficiency
64%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2026-04-09 HK$3.88M −9.3%
10.8y
2015-07-16 HK$4.28M +86.1%
2011-01-21 HK$2.30M +20.4%
2010-10-20 HK$1.91M +81.9%
2006-11-22 HK$1.05M −55.3%
1997-05-22 HK$2.35M +30.6%
1996-01-06 HK$1.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 5 min walk · 324 m
Education
51
schools within 1 km (20 within 500 m)
Daily convenience
103
within 1 km (35 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
72
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 103 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 72 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com