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Crescira AVM · estimated value Medium confidence
HK$4.40M
≈ HK$12,821 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,182/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$18,050
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$18,611
−HK$571/mo
Today · 4.125%
HK$19,182
baseline
▲ 0.50% · 4.625%
HK$20,349
+HK$1,167/mo

Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,364/mo (50% DSR)

Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$65,965 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
3/F
Flat
E
Saleable Area
343 ft²
Gross Area
454 ft²
Efficiency
76%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2013-11-04 HK$5.30M +47.2%
2011-02-10 HK$3.60M +20.4%
2009-11-10 HK$2.99M +48.0%
2008-02-15 HK$2.02M +7.4%
1999-06-10 HK$1.88M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Prince Edward
≈ 3 min walk · 180 m
Education
84
schools within 1 km (27 within 500 m)
Daily convenience
87
within 1 km (15 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
91
parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Prince Edward Station (a rail station within an 8-min walk earns this label).

Family-friendly — 84 schools within a 1 km walk.

Everyday convenience — 87 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 91 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com