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At today's rate and a 90% mortgage, the deposit on this unit is about HK$294K, with repayments around HK$12,843/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$294K · loan HK$2.65M · min. income ≈ HK$25,686/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 67 schools within a 1 km walk.
Everyday convenience — 108 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- H
- Saleable Area
- 267 Saleable ft²
- Gross Area
- 331 ft²
- Efficiency
- 81%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-07 | HK$4.25M | +23.2% 5.0y · 5.0%/yr |
| 2016-11-29 | HK$3.45M | +28.7% 3.8y · 8.0%/yr |
| 2013-03-01 | HK$2.68M | +176.3% |
| 2007-03-02 | HK$970K | −3.0% |
| 1999-01-30 | HK$1.00M | — |