▼ 0.50% · 3.625%
HK$4,331
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,466
−HK$137/mo
Today · 4.125%
HK$4,603
baseline
▲ 0.50% · 4.625%
HK$4,883
+HK$280/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$9,206/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,948
−HK$131/mo
Today · 4.125%
HK$5,079
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$267/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$10,158/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,764
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,912
−HK$151/mo
Today · 4.125%
HK$5,063
baseline
▲ 0.50% · 4.625%
HK$5,371
+HK$308/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$10,126/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,300
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,442
−HK$144/mo
Today · 4.125%
HK$5,586
baseline
▲ 0.50% · 4.625%
HK$5,881
+HK$295/mo
Deposit HK$855K · loan HK$1.04M · min. income ≈ HK$11,172/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,197
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,359
−HK$164/mo
Today · 4.125%
HK$5,523
baseline
▲ 0.50% · 4.625%
HK$5,859
+HK$336/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,046/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,782
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,937
−HK$157/mo
Today · 4.125%
HK$6,094
baseline
▲ 0.50% · 4.625%
HK$6,416
+HK$322/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,188/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,630
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,806
−HK$178/mo
Today · 4.125%
HK$5,984
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$364/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$11,968/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,264
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,432
−HK$170/mo
Today · 4.125%
HK$6,602
baseline
▲ 0.50% · 4.625%
HK$6,950
+HK$348/mo
Deposit HK$665K · loan HK$1.23M · min. income ≈ HK$13,204/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,064
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$192/mo
Today · 4.125%
HK$6,444
baseline
▲ 0.50% · 4.625%
HK$6,836
+HK$392/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,888/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,746
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,927
−HK$183/mo
Today · 4.125%
HK$7,110
baseline
▲ 0.50% · 4.625%
HK$7,485
+HK$375/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,220/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,497
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,699
−HK$205/mo
Today · 4.125%
HK$6,904
baseline
▲ 0.50% · 4.625%
HK$7,324
+HK$420/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$13,808/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,227
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,421
−HK$197/mo
Today · 4.125%
HK$7,618
baseline
▲ 0.50% · 4.625%
HK$8,020
+HK$402/mo
Deposit HK$475K · loan HK$1.42M · min. income ≈ HK$15,236/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,930
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,145
−HK$219/mo
Today · 4.125%
HK$7,364
baseline
▲ 0.50% · 4.625%
HK$7,812
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,728/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,709
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,916
−HK$210/mo
Today · 4.125%
HK$8,126
baseline
▲ 0.50% · 4.625%
HK$8,554
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,252/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,363
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,592
−HK$233/mo
Today · 4.125%
HK$7,825
baseline
▲ 0.50% · 4.625%
HK$8,301
+HK$476/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,650/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,191
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,411
−HK$223/mo
Today · 4.125%
HK$8,634
baseline
▲ 0.50% · 4.625%
HK$9,089
+HK$455/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,268/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,796
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,038
−HK$247/mo
Today · 4.125%
HK$8,285
baseline
▲ 0.50% · 4.625%
HK$8,789
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,570/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,673
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,906
−HK$236/mo
Today · 4.125%
HK$9,142
baseline
▲ 0.50% · 4.625%
HK$9,623
+HK$481/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,284/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).