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Crescira AVM · estimated value Medium confidence
HK$3.42M
≈ HK$10,934 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$342K, with repayments around HK$14,927/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$14,046
−HK$881/mo
▼ 0.25% · 3.875%
HK$14,483
−HK$444/mo
Today · 4.125%
HK$14,927
baseline
▲ 0.50% · 4.625%
HK$15,835
+HK$908/mo

Deposit HK$342K · loan HK$3.08M · min. income ≈ HK$29,854/mo (50% DSR)

Upfront cash ≈ HK$342K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
15/F
Flat
A
Saleable Area
313 ft²
Gross Area
456 ft²
Efficiency
69%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2016-09-08 HK$3.68M +33.3%
3.9y
2012-11-08 HK$2.76M +124.4%
2007-05-18 HK$1.23M +11.8%
2006-06-14 HK$1.10M +18.3%
2005-01-22 HK$930K +9.4%
2001-09-15 HK$850K −34.6%
2000-03-10 HK$1.30M −24.9%
1997-04-08 HK$1.73M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Jordan
≈ 6 min walk · 438 m
Education
44
schools within 1 km (19 within 500 m)
Daily convenience
85
within 1 km (28 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Jordan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 85 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com