▼ 0.50% · 3.625%
HK$3,327
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,430
−HK$105/mo
Today · 4.125%
HK$3,535
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$215/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,070/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,701
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,800
−HK$101/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$205/mo
Deposit HK$729K · loan HK$729K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,659
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,773
−HK$116/mo
Today · 4.125%
HK$3,889
baseline
▲ 0.50% · 4.625%
HK$4,125
+HK$236/mo
Deposit HK$657K · loan HK$802K · min. income ≈ HK$7,778/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,071
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,180
−HK$111/mo
Today · 4.125%
HK$4,291
baseline
▲ 0.50% · 4.625%
HK$4,517
+HK$226/mo
Deposit HK$657K · loan HK$802K · min. income ≈ HK$8,582/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,992
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,116
−HK$126/mo
Today · 4.125%
HK$4,242
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$258/mo
Deposit HK$584K · loan HK$875K · min. income ≈ HK$8,484/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,441
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,560
−HK$121/mo
Today · 4.125%
HK$4,681
baseline
▲ 0.50% · 4.625%
HK$4,928
+HK$247/mo
Deposit HK$584K · loan HK$875K · min. income ≈ HK$9,362/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,325
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$137/mo
Today · 4.125%
HK$4,596
baseline
▲ 0.50% · 4.625%
HK$4,876
+HK$280/mo
Deposit HK$511K · loan HK$948K · min. income ≈ HK$9,192/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$131/mo
Today · 4.125%
HK$5,071
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$267/mo
Deposit HK$511K · loan HK$948K · min. income ≈ HK$10,142/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$147/mo
Today · 4.125%
HK$4,949
baseline
▲ 0.50% · 4.625%
HK$5,251
+HK$302/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$9,898/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,181
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$141/mo
Today · 4.125%
HK$5,461
baseline
▲ 0.50% · 4.625%
HK$5,749
+HK$288/mo
Deposit HK$438K · loan HK$1.02M · min. income ≈ HK$10,922/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,990
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,145
−HK$158/mo
Today · 4.125%
HK$5,303
baseline
▲ 0.50% · 4.625%
HK$5,626
+HK$323/mo
Deposit HK$365K · loan HK$1.09M · min. income ≈ HK$10,606/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,551
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,700
−HK$151/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,160
+HK$309/mo
Deposit HK$365K · loan HK$1.09M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$365K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,323
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,488
−HK$168/mo
Today · 4.125%
HK$5,656
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$345/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$11,312/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,921
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,080
−HK$161/mo
Today · 4.125%
HK$6,241
baseline
▲ 0.50% · 4.625%
HK$6,570
+HK$329/mo
Deposit HK$292K · loan HK$1.17M · min. income ≈ HK$12,482/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,655
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,831
−HK$179/mo
Today · 4.125%
HK$6,010
baseline
▲ 0.50% · 4.625%
HK$6,376
+HK$366/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$12,020/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,292
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,460
−HK$171/mo
Today · 4.125%
HK$6,631
baseline
▲ 0.50% · 4.625%
HK$6,981
+HK$350/mo
Deposit HK$219K · loan HK$1.24M · min. income ≈ HK$13,262/mo (50% DSR)
Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,988
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,174
−HK$190/mo
Today · 4.125%
HK$6,364
baseline
▲ 0.50% · 4.625%
HK$6,751
+HK$387/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$12,728/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,662
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,840
−HK$182/mo
Today · 4.125%
HK$7,022
baseline
▲ 0.50% · 4.625%
HK$7,392
+HK$370/mo
Deposit HK$146K · loan HK$1.31M · min. income ≈ HK$14,044/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).