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Crescira AVM · estimated value Medium confidence
HK$11.05M
≈ HK$17,824 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.32M, with repayments around HK$37,490/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$35,278
−HK$2,212/mo
▼ 0.25% · 3.875%
HK$36,375
−HK$1,115/mo
Today · 4.125%
HK$37,490
baseline
▲ 0.50% · 4.625%
HK$39,772
+HK$2,282/mo

Deposit HK$3.32M · loan HK$7.74M · min. income ≈ HK$74,980/mo (50% DSR)

Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$414,406 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
C
Saleable Area
620 ft²
Gross Area
833 ft²
Efficiency
74%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2019-02-08 HK$10.50M +44.2%
6.7y
2012-05-31 HK$7.28M +32.4%
2009-07-14 HK$5.50M +22.2%
2006-10-16 HK$4.50M −13.1%
1999-05-06 HK$5.18M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Cheung Sha Wan
≈ 17 min walk · 1,326 m
(quite far — consider other transport options)
Education
23
schools within 1 km (0 within 500 m)
Daily convenience
10
within 1 km (1 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
17
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 10 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 17 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com