▼ 0.50% · 3.625%
HK$4,002
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$126/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,511
+HK$259/mo
Deposit HK$877K · loan HK$877K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,452
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,571
−HK$121/mo
Today · 4.125%
HK$4,692
baseline
▲ 0.50% · 4.625%
HK$4,939
+HK$247/mo
Deposit HK$877K · loan HK$877K · min. income ≈ HK$9,384/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,402
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,539
−HK$139/mo
Today · 4.125%
HK$4,678
baseline
▲ 0.50% · 4.625%
HK$4,962
+HK$284/mo
Deposit HK$790K · loan HK$965K · min. income ≈ HK$9,356/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,897
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$133/mo
Today · 4.125%
HK$5,161
baseline
▲ 0.50% · 4.625%
HK$5,433
+HK$272/mo
Deposit HK$790K · loan HK$965K · min. income ≈ HK$10,322/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,802
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$152/mo
Today · 4.125%
HK$5,103
baseline
▲ 0.50% · 4.625%
HK$5,413
+HK$310/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$10,206/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,342
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,485
−HK$146/mo
Today · 4.125%
HK$5,631
baseline
▲ 0.50% · 4.625%
HK$5,927
+HK$296/mo
Deposit HK$702K · loan HK$1.05M · min. income ≈ HK$11,262/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,202
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,364
−HK$164/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,865
+HK$337/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,942
−HK$158/mo
Today · 4.125%
HK$6,100
baseline
▲ 0.50% · 4.625%
HK$6,421
+HK$321/mo
Deposit HK$614K · loan HK$1.14M · min. income ≈ HK$12,200/mo (50% DSR)
Upfront cash ≈ HK$614K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,602
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,776
−HK$177/mo
Today · 4.125%
HK$5,953
baseline
▲ 0.50% · 4.625%
HK$6,316
+HK$363/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$11,906/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,232
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,399
−HK$170/mo
Today · 4.125%
HK$6,569
baseline
▲ 0.50% · 4.625%
HK$6,915
+HK$346/mo
Deposit HK$526K · loan HK$1.23M · min. income ≈ HK$13,138/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,002
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,189
−HK$190/mo
Today · 4.125%
HK$6,379
baseline
▲ 0.50% · 4.625%
HK$6,767
+HK$388/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$12,758/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,677
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,857
−HK$181/mo
Today · 4.125%
HK$7,038
baseline
▲ 0.50% · 4.625%
HK$7,409
+HK$371/mo
Deposit HK$439K · loan HK$1.32M · min. income ≈ HK$14,076/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,602
−HK$202/mo
Today · 4.125%
HK$6,804
baseline
▲ 0.50% · 4.625%
HK$7,218
+HK$414/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$13,608/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,123
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,314
−HK$193/mo
Today · 4.125%
HK$7,507
baseline
▲ 0.50% · 4.625%
HK$7,903
+HK$396/mo
Deposit HK$351K · loan HK$1.40M · min. income ≈ HK$15,014/mo (50% DSR)
Upfront cash ≈ HK$351K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,803
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,014
−HK$215/mo
Today · 4.125%
HK$7,229
baseline
▲ 0.50% · 4.625%
HK$7,669
+HK$440/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$14,458/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,568
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,771
−HK$206/mo
Today · 4.125%
HK$7,977
baseline
▲ 0.50% · 4.625%
HK$8,397
+HK$420/mo
Deposit HK$263K · loan HK$1.49M · min. income ≈ HK$15,954/mo (50% DSR)
Upfront cash ≈ HK$263K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,203
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,427
−HK$227/mo
Today · 4.125%
HK$7,654
baseline
▲ 0.50% · 4.625%
HK$8,120
+HK$466/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$15,308/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,013
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,228
−HK$218/mo
Today · 4.125%
HK$8,446
baseline
▲ 0.50% · 4.625%
HK$8,891
+HK$445/mo
Deposit HK$175K · loan HK$1.58M · min. income ≈ HK$16,892/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).