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At today's rate and a 90% mortgage, the deposit on this unit is about HK$380K, with repayments around HK$16,571/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$380K · loan HK$3.42M · min. income ≈ HK$33,142/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 88 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 74 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 400 Saleable ft²
- Gross Area
- 560 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-29 | HK$3.25M | −7.1% 11.3y · −1.0%/yr |
| 2014-03-27 | HK$3.50M | +34.6% |
| 2011-05-31 | HK$2.60M | +46.9% |
| 2010-06-18 | HK$1.77M | +20.4% |
| 2008-03-04 | HK$1.47M | +50.0% |
| 2007-08-20 | HK$980K | −28.5% |
| 1996-02-17 | HK$1.37M | +9.6% |
| 1995-09-22 | HK$1.25M | — |