▼ 0.50% · 3.625%
HK$4,417
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$140/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,979
+HK$285/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,914
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,046
−HK$133/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$273/mo
Deposit HK$969K · loan HK$969K · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$969K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,859
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,010
−HK$153/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,477
+HK$314/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,405
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,550
−HK$147/mo
Today · 4.125%
HK$5,697
baseline
▲ 0.50% · 4.625%
HK$5,997
+HK$300/mo
Deposit HK$872K · loan HK$1.07M · min. income ≈ HK$11,394/mo (50% DSR)
Upfront cash ≈ HK$872K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,300
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,465
−HK$168/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,975
+HK$342/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,896
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,055
−HK$160/mo
Today · 4.125%
HK$6,215
baseline
▲ 0.50% · 4.625%
HK$6,543
+HK$328/mo
Deposit HK$775K · loan HK$1.16M · min. income ≈ HK$12,430/mo (50% DSR)
Upfront cash ≈ HK$775K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,742
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,921
−HK$181/mo
Today · 4.125%
HK$6,102
baseline
▲ 0.50% · 4.625%
HK$6,473
+HK$371/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$12,204/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,388
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,559
−HK$174/mo
Today · 4.125%
HK$6,733
baseline
▲ 0.50% · 4.625%
HK$7,088
+HK$355/mo
Deposit HK$678K · loan HK$1.26M · min. income ≈ HK$13,466/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,184
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,376
−HK$195/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,971
+HK$400/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,879
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,064
−HK$187/mo
Today · 4.125%
HK$7,251
baseline
▲ 0.50% · 4.625%
HK$7,633
+HK$382/mo
Deposit HK$581K · loan HK$1.36M · min. income ≈ HK$14,502/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,625
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,831
−HK$210/mo
Today · 4.125%
HK$7,041
baseline
▲ 0.50% · 4.625%
HK$7,469
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,082/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,371
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,568
−HK$201/mo
Today · 4.125%
HK$7,769
baseline
▲ 0.50% · 4.625%
HK$8,178
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,538/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,067
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,287
−HK$223/mo
Today · 4.125%
HK$7,510
baseline
▲ 0.50% · 4.625%
HK$7,967
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,020/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,862
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,073
−HK$214/mo
Today · 4.125%
HK$8,287
baseline
▲ 0.50% · 4.625%
HK$8,724
+HK$437/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,574/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,509
−HK$471/mo
▼ 0.25% · 3.875%
HK$7,742
−HK$238/mo
Today · 4.125%
HK$7,980
baseline
▲ 0.50% · 4.625%
HK$8,465
+HK$485/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$15,960/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,353
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,577
−HK$228/mo
Today · 4.125%
HK$8,805
baseline
▲ 0.50% · 4.625%
HK$9,269
+HK$464/mo
Deposit HK$291K · loan HK$1.65M · min. income ≈ HK$17,610/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,950
−HK$499/mo
▼ 0.25% · 3.875%
HK$8,198
−HK$251/mo
Today · 4.125%
HK$8,449
baseline
▲ 0.50% · 4.625%
HK$8,963
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,898/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,845
−HK$478/mo
▼ 0.25% · 3.875%
HK$9,082
−HK$241/mo
Today · 4.125%
HK$9,323
baseline
▲ 0.50% · 4.625%
HK$9,814
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,646/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).