▼ 0.50% · 3.625%
HK$4,619
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,763
−HK$146/mo
Today · 4.125%
HK$4,909
baseline
▲ 0.50% · 4.625%
HK$5,207
+HK$298/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,818/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,139
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,277
−HK$139/mo
Today · 4.125%
HK$5,416
baseline
▲ 0.50% · 4.625%
HK$5,702
+HK$286/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,832/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,081
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,239
−HK$161/mo
Today · 4.125%
HK$5,400
baseline
▲ 0.50% · 4.625%
HK$5,728
+HK$328/mo
Deposit HK$912K · loan HK$1.11M · min. income ≈ HK$10,800/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,653
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,804
−HK$154/mo
Today · 4.125%
HK$5,958
baseline
▲ 0.50% · 4.625%
HK$6,272
+HK$314/mo
Deposit HK$912K · loan HK$1.11M · min. income ≈ HK$11,916/mo (50% DSR)
Upfront cash ≈ HK$912K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,543
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$175/mo
Today · 4.125%
HK$5,890
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$359/mo
Deposit HK$810K · loan HK$1.22M · min. income ≈ HK$11,780/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,166
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,332
−HK$168/mo
Today · 4.125%
HK$6,500
baseline
▲ 0.50% · 4.625%
HK$6,842
+HK$342/mo
Deposit HK$810K · loan HK$1.22M · min. income ≈ HK$13,000/mo (50% DSR)
Upfront cash ≈ HK$810K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,005
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,192
−HK$189/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,770
+HK$389/mo
Deposit HK$709K · loan HK$1.32M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,680
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,859
−HK$182/mo
Today · 4.125%
HK$7,041
baseline
▲ 0.50% · 4.625%
HK$7,412
+HK$371/mo
Deposit HK$709K · loan HK$1.32M · min. income ≈ HK$14,082/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,467
−HK$405/mo
▼ 0.25% · 3.875%
HK$6,668
−HK$204/mo
Today · 4.125%
HK$6,872
baseline
▲ 0.50% · 4.625%
HK$7,290
+HK$418/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$13,744/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,194
−HK$389/mo
▼ 0.25% · 3.875%
HK$7,387
−HK$196/mo
Today · 4.125%
HK$7,583
baseline
▲ 0.50% · 4.625%
HK$7,983
+HK$400/mo
Deposit HK$608K · loan HK$1.42M · min. income ≈ HK$15,166/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,929
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,144
−HK$219/mo
Today · 4.125%
HK$7,363
baseline
▲ 0.50% · 4.625%
HK$7,811
+HK$448/mo
Deposit HK$506K · loan HK$1.52M · min. income ≈ HK$14,726/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,708
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,915
−HK$209/mo
Today · 4.125%
HK$8,124
baseline
▲ 0.50% · 4.625%
HK$8,553
+HK$429/mo
Deposit HK$506K · loan HK$1.52M · min. income ≈ HK$16,248/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,391
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,620
−HK$234/mo
Today · 4.125%
HK$7,854
baseline
▲ 0.50% · 4.625%
HK$8,332
+HK$478/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$15,708/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,222
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,442
−HK$224/mo
Today · 4.125%
HK$8,666
baseline
▲ 0.50% · 4.625%
HK$9,123
+HK$457/mo
Deposit HK$405K · loan HK$1.62M · min. income ≈ HK$17,332/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,852
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,097
−HK$248/mo
Today · 4.125%
HK$8,345
baseline
▲ 0.50% · 4.625%
HK$8,853
+HK$508/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$16,690/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,736
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,970
−HK$238/mo
Today · 4.125%
HK$9,208
baseline
▲ 0.50% · 4.625%
HK$9,693
+HK$485/mo
Deposit HK$304K · loan HK$1.72M · min. income ≈ HK$18,416/mo (50% DSR)
Upfront cash ≈ HK$304K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,314
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,573
−HK$263/mo
Today · 4.125%
HK$8,836
baseline
▲ 0.50% · 4.625%
HK$9,373
+HK$537/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$17,672/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,250
−HK$499/mo
▼ 0.25% · 3.875%
HK$9,498
−HK$251/mo
Today · 4.125%
HK$9,749
baseline
▲ 0.50% · 4.625%
HK$10,263
+HK$514/mo
Deposit HK$203K · loan HK$1.82M · min. income ≈ HK$19,498/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).