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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,227/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.73M · min. income ≈ HK$26,454/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Cheung Sha Wan Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 246 Saleable ft²
- Gross Area
- 388 ft²
- Efficiency
- 63%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-28 | HK$3.00M | −23.1% 4.4y · −5.0%/yr |
| 2021-01-11 | HK$3.90M | +23.8% 4.3y · 6.0%/yr |
| 2016-09-06 | HK$3.15M | +62.4% 4.4y · 14.0%/yr |
| 2012-04-27 | HK$1.94M | +155.3% |
| 2003-01-11 | HK$760K | — |