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At today's rate and a 90% mortgage, the deposit on this unit is about HK$334K, with repayments around HK$14,562/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$334K · loan HK$3.00M · min. income ≈ HK$29,124/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 74 schools within a 1 km walk.
Everyday convenience — 78 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 89 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C
- Saleable Area
- 300 Saleable ft²
- Gross Area
- 386 ft²
- Efficiency
- 78%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-27 | HK$3.39M | −18.7% 6.3y · −3.0%/yr |
| 2018-05-11 | HK$4.17M | +39.4% 3.0y · 13.0%/yr |
| 2015-05-04 | HK$2.99M | +73.8% |
| 2011-03-14 | HK$1.72M | +42.1% |
| 2010-02-04 | HK$1.21M | +101.7% |
| 2005-02-18 | HK$600K | — |