▼ 0.50% · 3.625%
HK$1,722
−HK$108/mo
▼ 0.25% · 3.875%
HK$1,776
−HK$54/mo
Today · 4.125%
HK$1,830
baseline
▲ 0.50% · 4.625%
HK$1,942
+HK$112/mo
Deposit HK$378K · loan HK$378K · min. income ≈ HK$3,660/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,916
−HK$104/mo
▼ 0.25% · 3.875%
HK$1,967
−HK$53/mo
Today · 4.125%
HK$2,020
baseline
▲ 0.50% · 4.625%
HK$2,126
+HK$106/mo
Deposit HK$378K · loan HK$378K · min. income ≈ HK$4,040/mo (50% DSR)
Upfront cash ≈ HK$378K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,894
−HK$119/mo
▼ 0.25% · 3.875%
HK$1,953
−HK$60/mo
Today · 4.125%
HK$2,013
baseline
▲ 0.50% · 4.625%
HK$2,136
+HK$123/mo
Deposit HK$340K · loan HK$415K · min. income ≈ HK$4,026/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,108
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,164
−HK$57/mo
Today · 4.125%
HK$2,221
baseline
▲ 0.50% · 4.625%
HK$2,339
+HK$118/mo
Deposit HK$340K · loan HK$415K · min. income ≈ HK$4,442/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,067
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,131
−HK$65/mo
Today · 4.125%
HK$2,196
baseline
▲ 0.50% · 4.625%
HK$2,330
+HK$134/mo
Deposit HK$302K · loan HK$453K · min. income ≈ HK$4,392/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,299
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,361
−HK$62/mo
Today · 4.125%
HK$2,423
baseline
▲ 0.50% · 4.625%
HK$2,551
+HK$128/mo
Deposit HK$302K · loan HK$453K · min. income ≈ HK$4,846/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,239
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,309
−HK$70/mo
Today · 4.125%
HK$2,379
baseline
▲ 0.50% · 4.625%
HK$2,524
+HK$145/mo
Deposit HK$264K · loan HK$491K · min. income ≈ HK$4,758/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,491
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,558
−HK$67/mo
Today · 4.125%
HK$2,625
baseline
▲ 0.50% · 4.625%
HK$2,764
+HK$139/mo
Deposit HK$264K · loan HK$491K · min. income ≈ HK$5,250/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,411
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,486
−HK$76/mo
Today · 4.125%
HK$2,562
baseline
▲ 0.50% · 4.625%
HK$2,718
+HK$156/mo
Deposit HK$227K · loan HK$529K · min. income ≈ HK$5,124/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,682
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,754
−HK$73/mo
Today · 4.125%
HK$2,827
baseline
▲ 0.50% · 4.625%
HK$2,976
+HK$149/mo
Deposit HK$227K · loan HK$529K · min. income ≈ HK$5,654/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,583
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,664
−HK$81/mo
Today · 4.125%
HK$2,745
baseline
▲ 0.50% · 4.625%
HK$2,912
+HK$167/mo
Deposit HK$189K · loan HK$566K · min. income ≈ HK$5,490/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,874
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,951
−HK$78/mo
Today · 4.125%
HK$3,029
baseline
▲ 0.50% · 4.625%
HK$3,189
+HK$160/mo
Deposit HK$189K · loan HK$566K · min. income ≈ HK$6,058/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,756
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,841
−HK$87/mo
Today · 4.125%
HK$2,928
baseline
▲ 0.50% · 4.625%
HK$3,107
+HK$179/mo
Deposit HK$151K · loan HK$604K · min. income ≈ HK$5,856/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,066
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,148
−HK$83/mo
Today · 4.125%
HK$3,231
baseline
▲ 0.50% · 4.625%
HK$3,402
+HK$171/mo
Deposit HK$151K · loan HK$604K · min. income ≈ HK$6,462/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,928
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,019
−HK$92/mo
Today · 4.125%
HK$3,111
baseline
▲ 0.50% · 4.625%
HK$3,301
+HK$190/mo
Deposit HK$113K · loan HK$642K · min. income ≈ HK$6,222/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,257
−HK$176/mo
▼ 0.25% · 3.875%
HK$3,345
−HK$88/mo
Today · 4.125%
HK$3,433
baseline
▲ 0.50% · 4.625%
HK$3,614
+HK$181/mo
Deposit HK$113K · loan HK$642K · min. income ≈ HK$6,866/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,100
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,197
−HK$97/mo
Today · 4.125%
HK$3,294
baseline
▲ 0.50% · 4.625%
HK$3,495
+HK$201/mo
Deposit HK$76K · loan HK$680K · min. income ≈ HK$6,588/mo (50% DSR)
Upfront cash ≈ HK$76K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,449
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,541
−HK$94/mo
Today · 4.125%
HK$3,635
baseline
▲ 0.50% · 4.625%
HK$3,827
+HK$192/mo
Deposit HK$76K · loan HK$680K · min. income ≈ HK$7,270/mo (50% DSR)
Upfront cash ≈ HK$76K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).