▼ 0.50% · 3.625%
HK$3,048
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,142
−HK$97/mo
Today · 4.125%
HK$3,239
baseline
▲ 0.50% · 4.625%
HK$3,436
+HK$197/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$6,478/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,390
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,481
−HK$93/mo
Today · 4.125%
HK$3,574
baseline
▲ 0.50% · 4.625%
HK$3,762
+HK$188/mo
Deposit HK$668K · loan HK$668K · min. income ≈ HK$7,148/mo (50% DSR)
Upfront cash ≈ HK$668K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,352
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,457
−HK$106/mo
Today · 4.125%
HK$3,563
baseline
▲ 0.50% · 4.625%
HK$3,779
+HK$216/mo
Deposit HK$601K · loan HK$735K · min. income ≈ HK$7,126/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,730
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,830
−HK$101/mo
Today · 4.125%
HK$3,931
baseline
▲ 0.50% · 4.625%
HK$4,138
+HK$207/mo
Deposit HK$601K · loan HK$735K · min. income ≈ HK$7,862/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,771
−HK$116/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,123
+HK$236/mo
Deposit HK$535K · loan HK$802K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,069
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$110/mo
Today · 4.125%
HK$4,288
baseline
▲ 0.50% · 4.625%
HK$4,514
+HK$226/mo
Deposit HK$535K · loan HK$802K · min. income ≈ HK$8,576/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,962
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,085
−HK$125/mo
Today · 4.125%
HK$4,210
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$257/mo
Deposit HK$468K · loan HK$869K · min. income ≈ HK$8,420/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,408
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,526
−HK$120/mo
Today · 4.125%
HK$4,646
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$245/mo
Deposit HK$468K · loan HK$869K · min. income ≈ HK$9,292/mo (50% DSR)
Upfront cash ≈ HK$468K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,267
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,399
−HK$135/mo
Today · 4.125%
HK$4,534
baseline
▲ 0.50% · 4.625%
HK$4,810
+HK$276/mo
Deposit HK$401K · loan HK$936K · min. income ≈ HK$9,068/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,874
−HK$129/mo
Today · 4.125%
HK$5,003
baseline
▲ 0.50% · 4.625%
HK$5,267
+HK$264/mo
Deposit HK$401K · loan HK$936K · min. income ≈ HK$10,006/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$144/mo
Today · 4.125%
HK$4,858
baseline
▲ 0.50% · 4.625%
HK$5,154
+HK$296/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$9,716/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,222
−HK$138/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,643
+HK$283/mo
Deposit HK$334K · loan HK$1.00M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,028
−HK$154/mo
Today · 4.125%
HK$5,182
baseline
▲ 0.50% · 4.625%
HK$5,497
+HK$315/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$10,364/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,425
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,570
−HK$148/mo
Today · 4.125%
HK$5,718
baseline
▲ 0.50% · 4.625%
HK$6,019
+HK$301/mo
Deposit HK$267K · loan HK$1.07M · min. income ≈ HK$11,436/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,181
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,342
−HK$164/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,841
+HK$335/mo
Deposit HK$200K · loan HK$1.14M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,764
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,918
−HK$157/mo
Today · 4.125%
HK$6,075
baseline
▲ 0.50% · 4.625%
HK$6,395
+HK$320/mo
Deposit HK$200K · loan HK$1.14M · min. income ≈ HK$12,150/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$174/mo
Today · 4.125%
HK$5,830
baseline
▲ 0.50% · 4.625%
HK$6,184
+HK$354/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$11,660/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,267
−HK$166/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$339/mo
Deposit HK$134K · loan HK$1.20M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).