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At today's rate and a 90% mortgage, the deposit on this unit is about HK$267K, with repayments around HK$11,654/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$267K · loan HK$2.40M · min. income ≈ HK$23,308/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 80 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 91 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- C
- Saleable Area
- 246 Saleable ft²
- Gross Area
- 345 ft²
- Efficiency
- 71%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2017-05-26 | HK$3.58M | +27.9% 1.2y · 24.0%/yr |
| 2016-03-31 | HK$2.80M | +46.6% 5.1y · 9.0%/yr |
| 2011-02-23 | HK$1.91M | +94.9% |
| 2007-12-28 | HK$980K | +50.8% |
| 2005-02-25 | HK$650K | −11.0% |
| 2003-01-09 | HK$730K | +82.5% |
| 2002-11-27 | HK$400K | — |