▼ 0.50% · 3.625%
HK$2,837
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,925
−HK$90/mo
Today · 4.125%
HK$3,015
baseline
▲ 0.50% · 4.625%
HK$3,198
+HK$183/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,030/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,156
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,241
−HK$86/mo
Today · 4.125%
HK$3,327
baseline
▲ 0.50% · 4.625%
HK$3,502
+HK$175/mo
Deposit HK$622K · loan HK$622K · min. income ≈ HK$6,654/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,121
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,218
−HK$98/mo
Today · 4.125%
HK$3,316
baseline
▲ 0.50% · 4.625%
HK$3,518
+HK$202/mo
Deposit HK$560K · loan HK$684K · min. income ≈ HK$6,632/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,472
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,565
−HK$94/mo
Today · 4.125%
HK$3,659
baseline
▲ 0.50% · 4.625%
HK$3,852
+HK$193/mo
Deposit HK$560K · loan HK$684K · min. income ≈ HK$7,318/mo (50% DSR)
Upfront cash ≈ HK$560K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,404
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$108/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,838
+HK$220/mo
Deposit HK$498K · loan HK$747K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,787
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$103/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,202
+HK$210/mo
Deposit HK$498K · loan HK$747K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$116/mo
Today · 4.125%
HK$3,919
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$239/mo
Deposit HK$435K · loan HK$809K · min. income ≈ HK$7,838/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,103
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$112/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$228/mo
Deposit HK$435K · loan HK$809K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,972
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,095
−HK$126/mo
Today · 4.125%
HK$4,221
baseline
▲ 0.50% · 4.625%
HK$4,478
+HK$257/mo
Deposit HK$373K · loan HK$871K · min. income ≈ HK$8,442/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,419
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$120/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,903
+HK$246/mo
Deposit HK$373K · loan HK$871K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,256
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,388
−HK$134/mo
Today · 4.125%
HK$4,522
baseline
▲ 0.50% · 4.625%
HK$4,798
+HK$276/mo
Deposit HK$311K · loan HK$933K · min. income ≈ HK$9,044/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,734
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$129/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,253
+HK$263/mo
Deposit HK$311K · loan HK$933K · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$144/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$293/mo
Deposit HK$249K · loan HK$995K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$138/mo
Today · 4.125%
HK$5,323
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$280/mo
Deposit HK$249K · loan HK$995K · min. income ≈ HK$10,646/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,823
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,973
−HK$152/mo
Today · 4.125%
HK$5,125
baseline
▲ 0.50% · 4.625%
HK$5,437
+HK$312/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,250/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,365
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,509
−HK$146/mo
Today · 4.125%
HK$5,655
baseline
▲ 0.50% · 4.625%
HK$5,953
+HK$298/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,310/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$162/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$330/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,833
−HK$155/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$316/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).