▼ 0.50% · 3.625%
HK$4,284
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,417
−HK$136/mo
Today · 4.125%
HK$4,553
baseline
▲ 0.50% · 4.625%
HK$4,830
+HK$277/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$9,106/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,894
−HK$130/mo
Today · 4.125%
HK$5,024
baseline
▲ 0.50% · 4.625%
HK$5,288
+HK$264/mo
Deposit HK$939K · loan HK$939K · min. income ≈ HK$10,048/mo (50% DSR)
Upfront cash ≈ HK$939K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,713
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,859
−HK$149/mo
Today · 4.125%
HK$5,008
baseline
▲ 0.50% · 4.625%
HK$5,313
+HK$305/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$10,016/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,243
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,383
−HK$143/mo
Today · 4.125%
HK$5,526
baseline
▲ 0.50% · 4.625%
HK$5,817
+HK$291/mo
Deposit HK$845K · loan HK$1.03M · min. income ≈ HK$11,052/mo (50% DSR)
Upfront cash ≈ HK$846K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,141
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$162/mo
Today · 4.125%
HK$5,463
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$333/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$10,926/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,719
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,873
−HK$155/mo
Today · 4.125%
HK$6,028
baseline
▲ 0.50% · 4.625%
HK$6,346
+HK$318/mo
Deposit HK$752K · loan HK$1.13M · min. income ≈ HK$12,056/mo (50% DSR)
Upfront cash ≈ HK$752K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,569
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,743
−HK$176/mo
Today · 4.125%
HK$5,919
baseline
▲ 0.50% · 4.625%
HK$6,279
+HK$360/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$11,838/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,196
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,362
−HK$169/mo
Today · 4.125%
HK$6,531
baseline
▲ 0.50% · 4.625%
HK$6,875
+HK$344/mo
Deposit HK$658K · loan HK$1.22M · min. income ≈ HK$13,062/mo (50% DSR)
Upfront cash ≈ HK$658K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,998
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,184
−HK$190/mo
Today · 4.125%
HK$6,374
baseline
▲ 0.50% · 4.625%
HK$6,762
+HK$388/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$12,748/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,672
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,851
−HK$182/mo
Today · 4.125%
HK$7,033
baseline
▲ 0.50% · 4.625%
HK$7,404
+HK$371/mo
Deposit HK$564K · loan HK$1.32M · min. income ≈ HK$14,066/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,426
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,626
−HK$203/mo
Today · 4.125%
HK$6,829
baseline
▲ 0.50% · 4.625%
HK$7,245
+HK$416/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$13,658/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,149
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,341
−HK$194/mo
Today · 4.125%
HK$7,535
baseline
▲ 0.50% · 4.625%
HK$7,932
+HK$397/mo
Deposit HK$470K · loan HK$1.41M · min. income ≈ HK$15,070/mo (50% DSR)
Upfront cash ≈ HK$470K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,855
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,068
−HK$216/mo
Today · 4.125%
HK$7,284
baseline
▲ 0.50% · 4.625%
HK$7,728
+HK$444/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$14,568/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,626
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,830
−HK$208/mo
Today · 4.125%
HK$8,038
baseline
▲ 0.50% · 4.625%
HK$8,461
+HK$423/mo
Deposit HK$376K · loan HK$1.50M · min. income ≈ HK$16,076/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,283
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,510
−HK$230/mo
Today · 4.125%
HK$7,740
baseline
▲ 0.50% · 4.625%
HK$8,211
+HK$471/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$15,480/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,102
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,320
−HK$220/mo
Today · 4.125%
HK$8,540
baseline
▲ 0.50% · 4.625%
HK$8,990
+HK$450/mo
Deposit HK$282K · loan HK$1.60M · min. income ≈ HK$17,080/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,711
−HK$484/mo
▼ 0.25% · 3.875%
HK$7,951
−HK$244/mo
Today · 4.125%
HK$8,195
baseline
▲ 0.50% · 4.625%
HK$8,694
+HK$499/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,390/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,579
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,809
−HK$233/mo
Today · 4.125%
HK$9,042
baseline
▲ 0.50% · 4.625%
HK$9,519
+HK$477/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,084/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).