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Crescira AVM · estimated value Medium confidence
HK$2.19M
≈ HK$8,833 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$219K, with repayments around HK$9,555/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$8,991
−HK$564/mo
▼ 0.25% · 3.875%
HK$9,271
−HK$284/mo
Today · 4.125%
HK$9,555
baseline
▲ 0.50% · 4.625%
HK$10,137
+HK$582/mo

Deposit HK$219K · loan HK$1.97M · min. income ≈ HK$19,110/mo (50% DSR)

Upfront cash ≈ HK$219K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
C
Saleable Area
248 ft²
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2015-08-11 HK$2.70M +145.5%
2010-01-15 HK$1.10M +0.0%
2009-09-23 HK$1.10M +74.6%
2007-09-27 HK$630K −20.3%
2007-09-27 HK$790K +41.1%
2004-04-17 HK$560K +75.0%
2003-09-10 HK$320K −36.0%
2002-12-13 HK$500K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sham Shui Po
≈ 2 min walk · 151 m
Education
78
schools within 1 km (12 within 500 m)
Daily convenience
76
within 1 km (27 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Sham Shui Po Station (a rail station within an 8-min walk earns this label).

Family-friendly — 78 schools within a 1 km walk.

Everyday convenience — 76 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com