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Crescira AVM · estimated value Medium confidence
HK$20.47M
≈ HK$14,821 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.14M, with repayments around HK$69,438/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$65,340
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$67,373
−HK$2,065/mo
Today · 4.125%
HK$69,438
baseline
▲ 0.50% · 4.625%
HK$73,663
+HK$4,225/mo

Deposit HK$6.14M · loan HK$14.33M · min. income ≈ HK$138,876/mo (50% DSR)

Upfront cash ≈ HK$6.94M (deposit + AVD stamp duty HK$796,774 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
A
Saleable Area
1,381 ft²
Gross Area
1,702 ft²
Efficiency
81%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2011-03-01 HK$19.80M +33.8%
2009-11-18 HK$14.80M +34.5%
2006-11-30 HK$11.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shek Kip Mei
≈ 8 min walk · 563 m
Education
102
schools within 1 km (26 within 500 m)
Daily convenience
43
within 1 km (3 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Shek Kip Mei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 102 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com