At today's rate and a 90% mortgage, the deposit on this unit is about HK$267K, with repayments around HK$11,659/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$267K · loan HK$2.41M · min. income ≈ HK$23,318/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 79 schools within a 1 km walk.
Everyday convenience — 76 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 79 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 222 Saleable ft²
- Gross Area
- 360 ft²
- Efficiency
- 62%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-06 | HK$2.30M | −4.2% 9.3y · 0.0%/yr |
| 2016-06-17 | HK$2.40M | +152.6% 6.7y · 23.0%/yr |
| 2009-09-25 | HK$950K | +41.8% |
| 2005-09-14 | HK$670K | −51.1% |
| 1996-08-06 | HK$1.37M | — |