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Home Sham Shui Po District Pei Ho Building

5/F J

in Pei Ho Building

Sham Shui Po District · Kowloon

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3/F A 300 ft² 3/F B 301 ft² 3/F D 300 ft² 3/F E 284 ft² 3/F G 300 ft² 3/F H 301 ft² 3/F K 284 ft² 3/F F 284 ft² 3/F L 284 ft² 4/F B 301 ft² 4/F E 285 ft² 4/F L 284 ft² 4/F D 300 ft² 4/F G 300 ft² 4/F I 301 ft² 4/F J 300 ft² 5/F B 301 ft² 5/F E 284 ft² 5/F F 285 ft² 5/F J 301 ft² 5/F K 284 ft² 5/F A 300 ft² 5/F H 301 ft² 6/F B 301 ft² 6/F F 284 ft² 6/F G 300 ft² 6/F I 301 ft² 6/F J 301 ft² 6/F L 284 ft² 6/F A 300 ft² 6/F D 300 ft² 6/F E 284 ft² 7/F B 299 ft² 7/F C 301 ft² 7/F G 301 ft² 7/F J 301 ft² 7/F A 300 ft² 7/F D 300 ft² 7/F H 301 ft² 7/F I 301 ft² 7/F K 284 ft² 8/F B 301 ft² 8/F D 301 ft² 8/F I 301 ft² 8/F K 284 ft² 8/F C 301 ft² 9/F D 300 ft² 9/F H 301 ft² 9/F I 299 ft² 9/F L 284 ft² 9/F A 300 ft² 9/F C 301 ft² 9/F F 284 ft² 9/F J 300 ft² 10/F D 301 ft² 10/F F 284 ft² 10/F I 299 ft² 10/F K 284 ft² 10/F L 284 ft² 10/F C 301 ft² 10/F J 300 ft² 11/F A 300 ft² 11/F C 299 ft² 11/F F 285 ft² 11/F G 300 ft² 11/F L 285 ft² 11/F D 300 ft² 11/F E 284 ft² 12/F B 301 ft² 12/F D 300 ft² 12/F G 300 ft² 12/F H 301 ft² 12/F I 299 ft² 12/F K 284 ft² 12/F L 285 ft² 12/F F 284 ft² 13/F C 301 ft² 13/F E 284 ft² 13/F G 300 ft² 13/F L 284 ft² 13/F I 301 ft²
Crescira AVM · estimated value ● Medium confidence
HK$2.90M
≈ HK$9,634 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$290K, with repayments around HK$12,648/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$11,902
−HK$746/mo
▼ 0.25% · 3.875%
HK$12,272
−HK$376/mo
Today · 4.125%
HK$12,648
baseline
▲ 0.50% · 4.625%
HK$13,418
+HK$770/mo

Deposit HK$290K · loan HK$2.61M · min. income ≈ HK$25,296/mo (50% DSR)

Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
J
Saleable Area
301 ft²
Gross Area
388 ft²
Efficiency
78%
District
Sham Shui Po District · Kowloon
School net (POA)
40

Transaction History

Date Price Gain / loss
2005-12-20 HK$860K +24.6%
2005-09-02 HK$690K —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sham Shui Po
≈ 2 min walk · 125 m
Education
81
schools within 1 km (13 within 500 m)
Daily convenience
71
within 1 km (25 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
83
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Sham Shui Po Station (a rail station within an 8-min walk earns this label).

Family-friendly — 81 schools within a 1 km walk.

Everyday convenience — 71 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 83 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

3/F A
300 ft²
HK$2.95M
3/F B
301 ft²
HK$2.99M
3/F D
300 ft²
HK$3.00M
3/F E
284 ft²
HK$2.86M
3/F G
300 ft²
HK$3.00M
3/F H
301 ft²
HK$3.01M
Data sourced from Renavon.com