▼ 0.50% · 3.625%
HK$3,783
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,900
−HK$120/mo
Today · 4.125%
HK$4,020
baseline
▲ 0.50% · 4.625%
HK$4,264
+HK$244/mo
Deposit HK$829K · loan HK$829K · min. income ≈ HK$8,040/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,208
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,321
−HK$114/mo
Today · 4.125%
HK$4,435
baseline
▲ 0.50% · 4.625%
HK$4,669
+HK$234/mo
Deposit HK$829K · loan HK$829K · min. income ≈ HK$8,870/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,161
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,290
−HK$132/mo
Today · 4.125%
HK$4,422
baseline
▲ 0.50% · 4.625%
HK$4,691
+HK$269/mo
Deposit HK$746K · loan HK$912K · min. income ≈ HK$8,844/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,629
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,753
−HK$126/mo
Today · 4.125%
HK$4,879
baseline
▲ 0.50% · 4.625%
HK$5,136
+HK$257/mo
Deposit HK$746K · loan HK$912K · min. income ≈ HK$9,758/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$144/mo
Today · 4.125%
HK$4,824
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$293/mo
Deposit HK$664K · loan HK$995K · min. income ≈ HK$9,648/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,050
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$137/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$281/mo
Deposit HK$664K · loan HK$995K · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,917
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,070
−HK$156/mo
Today · 4.125%
HK$5,226
baseline
▲ 0.50% · 4.625%
HK$5,544
+HK$318/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$10,452/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,470
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,617
−HK$149/mo
Today · 4.125%
HK$5,766
baseline
▲ 0.50% · 4.625%
HK$6,070
+HK$304/mo
Deposit HK$581K · loan HK$1.08M · min. income ≈ HK$11,532/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,296
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$168/mo
Today · 4.125%
HK$5,628
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$342/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$11,256/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$161/mo
Today · 4.125%
HK$6,210
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$327/mo
Deposit HK$498K · loan HK$1.16M · min. income ≈ HK$12,420/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,674
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,850
−HK$180/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,396
+HK$366/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,312
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,481
−HK$172/mo
Today · 4.125%
HK$6,653
baseline
▲ 0.50% · 4.625%
HK$7,004
+HK$351/mo
Deposit HK$415K · loan HK$1.24M · min. income ≈ HK$13,306/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$192/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,823
+HK$391/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,733
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,913
−HK$184/mo
Today · 4.125%
HK$7,097
baseline
▲ 0.50% · 4.625%
HK$7,471
+HK$374/mo
Deposit HK$332K · loan HK$1.33M · min. income ≈ HK$14,194/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,430
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,630
−HK$204/mo
Today · 4.125%
HK$6,834
baseline
▲ 0.50% · 4.625%
HK$7,249
+HK$415/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$13,668/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,154
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,346
−HK$194/mo
Today · 4.125%
HK$7,540
baseline
▲ 0.50% · 4.625%
HK$7,938
+HK$398/mo
Deposit HK$249K · loan HK$1.41M · min. income ≈ HK$15,080/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,809
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,020
−HK$216/mo
Today · 4.125%
HK$7,236
baseline
▲ 0.50% · 4.625%
HK$7,676
+HK$440/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$14,472/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,574
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,778
−HK$206/mo
Today · 4.125%
HK$7,984
baseline
▲ 0.50% · 4.625%
HK$8,405
+HK$421/mo
Deposit HK$166K · loan HK$1.49M · min. income ≈ HK$15,968/mo (50% DSR)
Upfront cash ≈ HK$166K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).