▼ 0.50% · 3.625%
HK$3,473
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,581
−HK$109/mo
Today · 4.125%
HK$3,690
baseline
▲ 0.50% · 4.625%
HK$3,915
+HK$225/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$7,380/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,863
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,967
−HK$105/mo
Today · 4.125%
HK$4,072
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$214/mo
Deposit HK$761K · loan HK$761K · min. income ≈ HK$8,144/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,820
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,939
−HK$120/mo
Today · 4.125%
HK$4,059
baseline
▲ 0.50% · 4.625%
HK$4,306
+HK$247/mo
Deposit HK$685K · loan HK$838K · min. income ≈ HK$8,118/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,249
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,363
−HK$116/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,715
+HK$236/mo
Deposit HK$685K · loan HK$838K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,167
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,297
−HK$131/mo
Today · 4.125%
HK$4,428
baseline
▲ 0.50% · 4.625%
HK$4,698
+HK$270/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$8,856/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$126/mo
Today · 4.125%
HK$4,886
baseline
▲ 0.50% · 4.625%
HK$5,144
+HK$258/mo
Deposit HK$609K · loan HK$914K · min. income ≈ HK$9,772/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,514
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,655
−HK$142/mo
Today · 4.125%
HK$4,797
baseline
▲ 0.50% · 4.625%
HK$5,089
+HK$292/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$9,594/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,022
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,157
−HK$136/mo
Today · 4.125%
HK$5,293
baseline
▲ 0.50% · 4.625%
HK$5,572
+HK$279/mo
Deposit HK$533K · loan HK$990K · min. income ≈ HK$10,586/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,013
−HK$153/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,481
+HK$315/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,553
−HK$148/mo
Today · 4.125%
HK$5,701
baseline
▲ 0.50% · 4.625%
HK$6,001
+HK$300/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$11,402/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,209
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,371
−HK$164/mo
Today · 4.125%
HK$5,535
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$337/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$11,070/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,795
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,950
−HK$158/mo
Today · 4.125%
HK$6,108
baseline
▲ 0.50% · 4.625%
HK$6,430
+HK$322/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$12,216/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,556
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,729
−HK$175/mo
Today · 4.125%
HK$5,904
baseline
▲ 0.50% · 4.625%
HK$6,264
+HK$360/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,808/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,181
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,347
−HK$168/mo
Today · 4.125%
HK$6,515
baseline
▲ 0.50% · 4.625%
HK$6,858
+HK$343/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,030/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,903
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,087
−HK$186/mo
Today · 4.125%
HK$6,273
baseline
▲ 0.50% · 4.625%
HK$6,655
+HK$382/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$12,546/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,567
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,743
−HK$179/mo
Today · 4.125%
HK$6,922
baseline
▲ 0.50% · 4.625%
HK$7,287
+HK$365/mo
Deposit HK$228K · loan HK$1.29M · min. income ≈ HK$13,844/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,251
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,445
−HK$198/mo
Today · 4.125%
HK$6,643
baseline
▲ 0.50% · 4.625%
HK$7,047
+HK$404/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,286/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,954
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,140
−HK$189/mo
Today · 4.125%
HK$7,329
baseline
▲ 0.50% · 4.625%
HK$7,716
+HK$387/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,658/mo (50% DSR)
Upfront cash ≈ HK$152K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).