Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$312K, with repayments around HK$13,605/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$312K · loan HK$2.81M · min. income ≈ HK$27,210/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sham Shui Po Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 74 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- A
- Saleable Area
- 255 Saleable ft²
- Gross Area
- 300 ft²
- Efficiency
- 85%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-13 | HK$3.78M | +6.5% 3.2y · 2.0%/yr |
| 2018-10-12 | HK$3.55M | +47.9% 3.2y · 15.0%/yr |
| 2015-07-27 | HK$2.40M | +45.5% |
| 1997-10-11 | HK$1.65M | +19.6% |
| 1997-07-18 | HK$1.38M | — |