▼ 0.50% · 3.625%
HK$4,379
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,515
−HK$139/mo
Today · 4.125%
HK$4,654
baseline
▲ 0.50% · 4.625%
HK$4,937
+HK$283/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$9,308/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,002
−HK$133/mo
Today · 4.125%
HK$5,135
baseline
▲ 0.50% · 4.625%
HK$5,405
+HK$270/mo
Deposit HK$960K · loan HK$960K · min. income ≈ HK$10,270/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,817
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,967
−HK$152/mo
Today · 4.125%
HK$5,119
baseline
▲ 0.50% · 4.625%
HK$5,430
+HK$311/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$10,238/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,502
−HK$146/mo
Today · 4.125%
HK$5,648
baseline
▲ 0.50% · 4.625%
HK$5,946
+HK$298/mo
Deposit HK$864K · loan HK$1.06M · min. income ≈ HK$11,296/mo (50% DSR)
Upfront cash ≈ HK$864K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,255
−HK$329/mo
▼ 0.25% · 3.875%
HK$5,418
−HK$166/mo
Today · 4.125%
HK$5,584
baseline
▲ 0.50% · 4.625%
HK$5,924
+HK$340/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$11,168/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,846
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,003
−HK$159/mo
Today · 4.125%
HK$6,162
baseline
▲ 0.50% · 4.625%
HK$6,487
+HK$325/mo
Deposit HK$768K · loan HK$1.15M · min. income ≈ HK$12,324/mo (50% DSR)
Upfront cash ≈ HK$768K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,693
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,870
−HK$180/mo
Today · 4.125%
HK$6,050
baseline
▲ 0.50% · 4.625%
HK$6,418
+HK$368/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$12,100/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,333
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,503
−HK$172/mo
Today · 4.125%
HK$6,675
baseline
▲ 0.50% · 4.625%
HK$7,027
+HK$352/mo
Deposit HK$672K · loan HK$1.25M · min. income ≈ HK$13,350/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,131
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,321
−HK$194/mo
Today · 4.125%
HK$6,515
baseline
▲ 0.50% · 4.625%
HK$6,911
+HK$396/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$13,030/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,820
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,003
−HK$186/mo
Today · 4.125%
HK$7,189
baseline
▲ 0.50% · 4.625%
HK$7,568
+HK$379/mo
Deposit HK$576K · loan HK$1.34M · min. income ≈ HK$14,378/mo (50% DSR)
Upfront cash ≈ HK$576K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,568
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,773
−HK$207/mo
Today · 4.125%
HK$6,980
baseline
▲ 0.50% · 4.625%
HK$7,405
+HK$425/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$13,960/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,307
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,503
−HK$199/mo
Today · 4.125%
HK$7,702
baseline
▲ 0.50% · 4.625%
HK$8,108
+HK$406/mo
Deposit HK$480K · loan HK$1.44M · min. income ≈ HK$15,404/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,006
−HK$440/mo
▼ 0.25% · 3.875%
HK$7,224
−HK$222/mo
Today · 4.125%
HK$7,446
baseline
▲ 0.50% · 4.625%
HK$7,899
+HK$453/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$14,892/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,795
−HK$421/mo
▼ 0.25% · 3.875%
HK$8,004
−HK$212/mo
Today · 4.125%
HK$8,216
baseline
▲ 0.50% · 4.625%
HK$8,649
+HK$433/mo
Deposit HK$384K · loan HK$1.54M · min. income ≈ HK$16,432/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,444
−HK$467/mo
▼ 0.25% · 3.875%
HK$7,676
−HK$235/mo
Today · 4.125%
HK$7,911
baseline
▲ 0.50% · 4.625%
HK$8,392
+HK$481/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$15,822/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,282
−HK$447/mo
▼ 0.25% · 3.875%
HK$8,504
−HK$225/mo
Today · 4.125%
HK$8,729
baseline
▲ 0.50% · 4.625%
HK$9,189
+HK$460/mo
Deposit HK$288K · loan HK$1.63M · min. income ≈ HK$17,458/mo (50% DSR)
Upfront cash ≈ HK$288K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,882
−HK$494/mo
▼ 0.25% · 3.875%
HK$8,127
−HK$249/mo
Today · 4.125%
HK$8,376
baseline
▲ 0.50% · 4.625%
HK$8,886
+HK$510/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$16,752/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,769
−HK$474/mo
▼ 0.25% · 3.875%
HK$9,004
−HK$239/mo
Today · 4.125%
HK$9,243
baseline
▲ 0.50% · 4.625%
HK$9,730
+HK$487/mo
Deposit HK$192K · loan HK$1.73M · min. income ≈ HK$18,486/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).