▼ 0.50% · 3.625%
HK$1,885
−HK$118/mo
▼ 0.25% · 3.875%
HK$1,943
−HK$60/mo
Today · 4.125%
HK$2,003
baseline
▲ 0.50% · 4.625%
HK$2,125
+HK$122/mo
Deposit HK$413K · loan HK$413K · min. income ≈ HK$4,006/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,097
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,153
−HK$57/mo
Today · 4.125%
HK$2,210
baseline
▲ 0.50% · 4.625%
HK$2,326
+HK$116/mo
Deposit HK$413K · loan HK$413K · min. income ≈ HK$4,420/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,073
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,138
−HK$65/mo
Today · 4.125%
HK$2,203
baseline
▲ 0.50% · 4.625%
HK$2,337
+HK$134/mo
Deposit HK$372K · loan HK$455K · min. income ≈ HK$4,406/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,306
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,368
−HK$63/mo
Today · 4.125%
HK$2,431
baseline
▲ 0.50% · 4.625%
HK$2,559
+HK$128/mo
Deposit HK$372K · loan HK$455K · min. income ≈ HK$4,862/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,261
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,332
−HK$71/mo
Today · 4.125%
HK$2,403
baseline
▲ 0.50% · 4.625%
HK$2,550
+HK$147/mo
Deposit HK$331K · loan HK$496K · min. income ≈ HK$4,806/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,516
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,583
−HK$69/mo
Today · 4.125%
HK$2,652
baseline
▲ 0.50% · 4.625%
HK$2,792
+HK$140/mo
Deposit HK$331K · loan HK$496K · min. income ≈ HK$5,304/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,450
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,526
−HK$78/mo
Today · 4.125%
HK$2,604
baseline
▲ 0.50% · 4.625%
HK$2,762
+HK$158/mo
Deposit HK$289K · loan HK$537K · min. income ≈ HK$5,208/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,726
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,799
−HK$74/mo
Today · 4.125%
HK$2,873
baseline
▲ 0.50% · 4.625%
HK$3,024
+HK$151/mo
Deposit HK$289K · loan HK$537K · min. income ≈ HK$5,746/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,638
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,720
−HK$84/mo
Today · 4.125%
HK$2,804
baseline
▲ 0.50% · 4.625%
HK$2,974
+HK$170/mo
Deposit HK$248K · loan HK$579K · min. income ≈ HK$5,608/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,935
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,014
−HK$80/mo
Today · 4.125%
HK$3,094
baseline
▲ 0.50% · 4.625%
HK$3,257
+HK$163/mo
Deposit HK$248K · loan HK$579K · min. income ≈ HK$6,188/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,827
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,915
−HK$89/mo
Today · 4.125%
HK$3,004
baseline
▲ 0.50% · 4.625%
HK$3,187
+HK$183/mo
Deposit HK$207K · loan HK$620K · min. income ≈ HK$6,008/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,145
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,229
−HK$86/mo
Today · 4.125%
HK$3,315
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$174/mo
Deposit HK$207K · loan HK$620K · min. income ≈ HK$6,630/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,015
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,109
−HK$95/mo
Today · 4.125%
HK$3,204
baseline
▲ 0.50% · 4.625%
HK$3,399
+HK$195/mo
Deposit HK$165K · loan HK$661K · min. income ≈ HK$6,408/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,354
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,444
−HK$92/mo
Today · 4.125%
HK$3,536
baseline
▲ 0.50% · 4.625%
HK$3,722
+HK$186/mo
Deposit HK$165K · loan HK$661K · min. income ≈ HK$7,072/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,204
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,303
−HK$102/mo
Today · 4.125%
HK$3,405
baseline
▲ 0.50% · 4.625%
HK$3,612
+HK$207/mo
Deposit HK$124K · loan HK$702K · min. income ≈ HK$6,810/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,564
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,660
−HK$97/mo
Today · 4.125%
HK$3,757
baseline
▲ 0.50% · 4.625%
HK$3,955
+HK$198/mo
Deposit HK$124K · loan HK$702K · min. income ≈ HK$7,514/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,392
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,498
−HK$107/mo
Today · 4.125%
HK$3,605
baseline
▲ 0.50% · 4.625%
HK$3,824
+HK$219/mo
Deposit HK$83K · loan HK$744K · min. income ≈ HK$7,210/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,774
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,875
−HK$103/mo
Today · 4.125%
HK$3,978
baseline
▲ 0.50% · 4.625%
HK$4,187
+HK$209/mo
Deposit HK$83K · loan HK$744K · min. income ≈ HK$7,956/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).