▼ 0.50% · 3.625%
HK$4,506
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,646
−HK$142/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,080
+HK$292/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,013
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,147
−HK$136/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,562
+HK$279/mo
Deposit HK$988K · loan HK$988K · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,956
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$157/mo
Today · 4.125%
HK$5,267
baseline
▲ 0.50% · 4.625%
HK$5,588
+HK$321/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$10,534/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,514
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$150/mo
Today · 4.125%
HK$5,812
baseline
▲ 0.50% · 4.625%
HK$6,118
+HK$306/mo
Deposit HK$889K · loan HK$1.09M · min. income ≈ HK$11,624/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,407
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$171/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$350/mo
Deposit HK$790K · loan HK$1.19M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,015
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$164/mo
Today · 4.125%
HK$6,340
baseline
▲ 0.50% · 4.625%
HK$6,674
+HK$334/mo
Deposit HK$790K · loan HK$1.19M · min. income ≈ HK$12,680/mo (50% DSR)
Upfront cash ≈ HK$790K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,857
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,040
−HK$185/mo
Today · 4.125%
HK$6,225
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$379/mo
Deposit HK$692K · loan HK$1.28M · min. income ≈ HK$12,450/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,516
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,691
−HK$177/mo
Today · 4.125%
HK$6,868
baseline
▲ 0.50% · 4.625%
HK$7,230
+HK$362/mo
Deposit HK$692K · loan HK$1.28M · min. income ≈ HK$13,736/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,308
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,504
−HK$200/mo
Today · 4.125%
HK$6,704
baseline
▲ 0.50% · 4.625%
HK$7,111
+HK$407/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$13,408/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,018
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,206
−HK$191/mo
Today · 4.125%
HK$7,397
baseline
▲ 0.50% · 4.625%
HK$7,787
+HK$390/mo
Deposit HK$593K · loan HK$1.38M · min. income ≈ HK$14,794/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,759
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,969
−HK$213/mo
Today · 4.125%
HK$7,182
baseline
▲ 0.50% · 4.625%
HK$7,619
+HK$437/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$14,364/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,519
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,721
−HK$204/mo
Today · 4.125%
HK$7,925
baseline
▲ 0.50% · 4.625%
HK$8,343
+HK$418/mo
Deposit HK$494K · loan HK$1.48M · min. income ≈ HK$15,850/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,209
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,433
−HK$228/mo
Today · 4.125%
HK$7,661
baseline
▲ 0.50% · 4.625%
HK$8,127
+HK$466/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$15,322/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,020
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,235
−HK$218/mo
Today · 4.125%
HK$8,453
baseline
▲ 0.50% · 4.625%
HK$8,899
+HK$446/mo
Deposit HK$395K · loan HK$1.58M · min. income ≈ HK$16,906/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,660
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,898
−HK$242/mo
Today · 4.125%
HK$8,140
baseline
▲ 0.50% · 4.625%
HK$8,635
+HK$495/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,280/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,521
−HK$461/mo
▼ 0.25% · 3.875%
HK$8,750
−HK$232/mo
Today · 4.125%
HK$8,982
baseline
▲ 0.50% · 4.625%
HK$9,455
+HK$473/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,964/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,110
−HK$509/mo
▼ 0.25% · 3.875%
HK$8,363
−HK$256/mo
Today · 4.125%
HK$8,619
baseline
▲ 0.50% · 4.625%
HK$9,143
+HK$524/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$17,238/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,023
−HK$487/mo
▼ 0.25% · 3.875%
HK$9,265
−HK$245/mo
Today · 4.125%
HK$9,510
baseline
▲ 0.50% · 4.625%
HK$10,011
+HK$501/mo
Deposit HK$198K · loan HK$1.78M · min. income ≈ HK$19,020/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).