▼ 0.50% · 3.625%
HK$2,716
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,800
−HK$86/mo
Today · 4.125%
HK$2,886
baseline
▲ 0.50% · 4.625%
HK$3,062
+HK$176/mo
Deposit HK$596K · loan HK$596K · min. income ≈ HK$5,772/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,021
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,102
−HK$83/mo
Today · 4.125%
HK$3,185
baseline
▲ 0.50% · 4.625%
HK$3,352
+HK$167/mo
Deposit HK$596K · loan HK$596K · min. income ≈ HK$6,370/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,987
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,080
−HK$95/mo
Today · 4.125%
HK$3,175
baseline
▲ 0.50% · 4.625%
HK$3,368
+HK$193/mo
Deposit HK$536K · loan HK$655K · min. income ≈ HK$6,350/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,323
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,413
−HK$90/mo
Today · 4.125%
HK$3,503
baseline
▲ 0.50% · 4.625%
HK$3,688
+HK$185/mo
Deposit HK$536K · loan HK$655K · min. income ≈ HK$7,006/mo (50% DSR)
Upfront cash ≈ HK$536K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,259
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,360
−HK$103/mo
Today · 4.125%
HK$3,463
baseline
▲ 0.50% · 4.625%
HK$3,674
+HK$211/mo
Deposit HK$476K · loan HK$715K · min. income ≈ HK$6,926/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,626
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,723
−HK$98/mo
Today · 4.125%
HK$3,821
baseline
▲ 0.50% · 4.625%
HK$4,023
+HK$202/mo
Deposit HK$476K · loan HK$715K · min. income ≈ HK$7,642/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,531
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,640
−HK$112/mo
Today · 4.125%
HK$3,752
baseline
▲ 0.50% · 4.625%
HK$3,980
+HK$228/mo
Deposit HK$417K · loan HK$774K · min. income ≈ HK$7,504/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,928
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,033
−HK$107/mo
Today · 4.125%
HK$4,140
baseline
▲ 0.50% · 4.625%
HK$4,358
+HK$218/mo
Deposit HK$417K · loan HK$774K · min. income ≈ HK$8,280/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,802
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,920
−HK$121/mo
Today · 4.125%
HK$4,041
baseline
▲ 0.50% · 4.625%
HK$4,286
+HK$245/mo
Deposit HK$357K · loan HK$834K · min. income ≈ HK$8,082/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,230
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,343
−HK$115/mo
Today · 4.125%
HK$4,458
baseline
▲ 0.50% · 4.625%
HK$4,693
+HK$235/mo
Deposit HK$357K · loan HK$834K · min. income ≈ HK$8,916/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,074
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,200
−HK$129/mo
Today · 4.125%
HK$4,329
baseline
▲ 0.50% · 4.625%
HK$4,593
+HK$264/mo
Deposit HK$298K · loan HK$893K · min. income ≈ HK$8,658/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,532
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,654
−HK$123/mo
Today · 4.125%
HK$4,777
baseline
▲ 0.50% · 4.625%
HK$5,029
+HK$252/mo
Deposit HK$298K · loan HK$893K · min. income ≈ HK$9,554/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,480
−HK$138/mo
Today · 4.125%
HK$4,618
baseline
▲ 0.50% · 4.625%
HK$4,899
+HK$281/mo
Deposit HK$238K · loan HK$953K · min. income ≈ HK$9,236/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,834
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,964
−HK$131/mo
Today · 4.125%
HK$5,095
baseline
▲ 0.50% · 4.625%
HK$5,364
+HK$269/mo
Deposit HK$238K · loan HK$953K · min. income ≈ HK$10,190/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,617
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,760
−HK$146/mo
Today · 4.125%
HK$4,906
baseline
▲ 0.50% · 4.625%
HK$5,205
+HK$299/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$9,812/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,136
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,274
−HK$140/mo
Today · 4.125%
HK$5,414
baseline
▲ 0.50% · 4.625%
HK$5,699
+HK$285/mo
Deposit HK$179K · loan HK$1.01M · min. income ≈ HK$10,828/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,888
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,041
−HK$154/mo
Today · 4.125%
HK$5,195
baseline
▲ 0.50% · 4.625%
HK$5,511
+HK$316/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,390/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,438
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,584
−HK$148/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,034
+HK$302/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).