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At today's rate and a 90% mortgage, the deposit on this unit is about HK$242K, with repayments around HK$10,534/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$242K · loan HK$2.17M · min. income ≈ HK$21,068/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Nam Cheong Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 69 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 56 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- D
- Saleable Area
- 212 Saleable ft²
- Gross Area
- 296 ft²
- Efficiency
- 72%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-09 | HK$2.24M | −20.1% 8.7y · −2.0%/yr |
| 2016-11-16 | HK$2.80M | +60.0% 4.1y · 15.0%/yr |
| 2012-10-05 | HK$1.75M | +31.6% |
| 2010-07-23 | HK$1.33M | +87.3% |
| 2008-01-30 | HK$710K | +16.4% |
| 2005-10-27 | HK$610K | — |