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At today's rate and a 90% mortgage, the deposit on this unit is about HK$232K, with repayments around HK$10,122/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$232K · loan HK$2.09M · min. income ≈ HK$20,244/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Nam Cheong Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 67 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 214 Saleable ft²
- Gross Area
- 290 ft²
- Efficiency
- 74%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-29 | HK$2.15M | −38.6% 7.1y · −6.0%/yr |
| 2018-05-24 | HK$3.50M | +59.1% 2.6y · 22.0%/yr |
| 2015-09-30 | HK$2.20M | +228.4% |
| 2007-08-06 | HK$670K | −20.2% |
| 1996-06-05 | HK$840K | — |