▼ 0.50% · 3.625%
HK$2,431
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,506
−HK$77/mo
Today · 4.125%
HK$2,583
baseline
▲ 0.50% · 4.625%
HK$2,740
+HK$157/mo
Deposit HK$533K · loan HK$533K · min. income ≈ HK$5,166/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,704
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,776
−HK$74/mo
Today · 4.125%
HK$2,850
baseline
▲ 0.50% · 4.625%
HK$3,000
+HK$150/mo
Deposit HK$533K · loan HK$533K · min. income ≈ HK$5,700/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,674
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,757
−HK$84/mo
Today · 4.125%
HK$2,841
baseline
▲ 0.50% · 4.625%
HK$3,014
+HK$173/mo
Deposit HK$480K · loan HK$586K · min. income ≈ HK$5,682/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,974
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,054
−HK$81/mo
Today · 4.125%
HK$3,135
baseline
▲ 0.50% · 4.625%
HK$3,300
+HK$165/mo
Deposit HK$480K · loan HK$586K · min. income ≈ HK$6,270/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,917
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,007
−HK$93/mo
Today · 4.125%
HK$3,100
baseline
▲ 0.50% · 4.625%
HK$3,288
+HK$188/mo
Deposit HK$426K · loan HK$640K · min. income ≈ HK$6,200/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,245
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,332
−HK$88/mo
Today · 4.125%
HK$3,420
baseline
▲ 0.50% · 4.625%
HK$3,600
+HK$180/mo
Deposit HK$426K · loan HK$640K · min. income ≈ HK$6,840/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,160
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,258
−HK$100/mo
Today · 4.125%
HK$3,358
baseline
▲ 0.50% · 4.625%
HK$3,562
+HK$204/mo
Deposit HK$373K · loan HK$693K · min. income ≈ HK$6,716/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,515
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,609
−HK$96/mo
Today · 4.125%
HK$3,705
baseline
▲ 0.50% · 4.625%
HK$3,900
+HK$195/mo
Deposit HK$373K · loan HK$693K · min. income ≈ HK$7,410/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,403
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,509
−HK$107/mo
Today · 4.125%
HK$3,616
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$220/mo
Deposit HK$320K · loan HK$746K · min. income ≈ HK$7,232/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,786
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,887
−HK$103/mo
Today · 4.125%
HK$3,990
baseline
▲ 0.50% · 4.625%
HK$4,200
+HK$210/mo
Deposit HK$320K · loan HK$746K · min. income ≈ HK$7,980/mo (50% DSR)
Upfront cash ≈ HK$320K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$115/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$236/mo
Deposit HK$266K · loan HK$799K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,056
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$110/mo
Today · 4.125%
HK$4,275
baseline
▲ 0.50% · 4.625%
HK$4,500
+HK$225/mo
Deposit HK$266K · loan HK$799K · min. income ≈ HK$8,550/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,889
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,010
−HK$123/mo
Today · 4.125%
HK$4,133
baseline
▲ 0.50% · 4.625%
HK$4,384
+HK$251/mo
Deposit HK$213K · loan HK$853K · min. income ≈ HK$8,266/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,326
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,442
−HK$118/mo
Today · 4.125%
HK$4,560
baseline
▲ 0.50% · 4.625%
HK$4,800
+HK$240/mo
Deposit HK$213K · loan HK$853K · min. income ≈ HK$9,120/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,260
−HK$131/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$267/mo
Deposit HK$160K · loan HK$906K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,597
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,720
−HK$125/mo
Today · 4.125%
HK$4,845
baseline
▲ 0.50% · 4.625%
HK$5,100
+HK$255/mo
Deposit HK$160K · loan HK$906K · min. income ≈ HK$9,690/mo (50% DSR)
Upfront cash ≈ HK$160K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,375
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$138/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$283/mo
Deposit HK$107K · loan HK$959K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,867
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,998
−HK$132/mo
Today · 4.125%
HK$5,130
baseline
▲ 0.50% · 4.625%
HK$5,401
+HK$271/mo
Deposit HK$107K · loan HK$959K · min. income ≈ HK$10,260/mo (50% DSR)
Upfront cash ≈ HK$107K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).