▼ 0.50% · 3.625%
HK$2,565
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,645
−HK$81/mo
Today · 4.125%
HK$2,726
baseline
▲ 0.50% · 4.625%
HK$2,892
+HK$166/mo
Deposit HK$563K · loan HK$563K · min. income ≈ HK$5,452/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,854
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,931
−HK$77/mo
Today · 4.125%
HK$3,008
baseline
▲ 0.50% · 4.625%
HK$3,167
+HK$159/mo
Deposit HK$563K · loan HK$563K · min. income ≈ HK$6,016/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,822
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,910
−HK$89/mo
Today · 4.125%
HK$2,999
baseline
▲ 0.50% · 4.625%
HK$3,181
+HK$182/mo
Deposit HK$506K · loan HK$619K · min. income ≈ HK$5,998/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,139
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,224
−HK$85/mo
Today · 4.125%
HK$3,309
baseline
▲ 0.50% · 4.625%
HK$3,483
+HK$174/mo
Deposit HK$506K · loan HK$619K · min. income ≈ HK$6,618/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,079
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,174
−HK$98/mo
Today · 4.125%
HK$3,272
baseline
▲ 0.50% · 4.625%
HK$3,471
+HK$199/mo
Deposit HK$450K · loan HK$675K · min. income ≈ HK$6,544/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,425
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,517
−HK$93/mo
Today · 4.125%
HK$3,610
baseline
▲ 0.50% · 4.625%
HK$3,800
+HK$190/mo
Deposit HK$450K · loan HK$675K · min. income ≈ HK$7,220/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,335
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,439
−HK$105/mo
Today · 4.125%
HK$3,544
baseline
▲ 0.50% · 4.625%
HK$3,760
+HK$216/mo
Deposit HK$394K · loan HK$731K · min. income ≈ HK$7,088/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$101/mo
Today · 4.125%
HK$3,911
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$206/mo
Deposit HK$394K · loan HK$731K · min. income ≈ HK$7,822/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,592
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,703
−HK$114/mo
Today · 4.125%
HK$3,817
baseline
▲ 0.50% · 4.625%
HK$4,049
+HK$232/mo
Deposit HK$338K · loan HK$788K · min. income ≈ HK$7,634/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,996
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,103
−HK$109/mo
Today · 4.125%
HK$4,212
baseline
▲ 0.50% · 4.625%
HK$4,434
+HK$222/mo
Deposit HK$338K · loan HK$788K · min. income ≈ HK$8,424/mo (50% DSR)
Upfront cash ≈ HK$338K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,848
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,968
−HK$121/mo
Today · 4.125%
HK$4,089
baseline
▲ 0.50% · 4.625%
HK$4,338
+HK$249/mo
Deposit HK$281K · loan HK$844K · min. income ≈ HK$8,178/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,281
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,396
−HK$116/mo
Today · 4.125%
HK$4,512
baseline
▲ 0.50% · 4.625%
HK$4,750
+HK$238/mo
Deposit HK$281K · loan HK$844K · min. income ≈ HK$9,024/mo (50% DSR)
Upfront cash ≈ HK$281K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,105
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$130/mo
Today · 4.125%
HK$4,362
baseline
▲ 0.50% · 4.625%
HK$4,628
+HK$266/mo
Deposit HK$225K · loan HK$900K · min. income ≈ HK$8,724/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,566
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$124/mo
Today · 4.125%
HK$4,813
baseline
▲ 0.50% · 4.625%
HK$5,067
+HK$254/mo
Deposit HK$225K · loan HK$900K · min. income ≈ HK$9,626/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,361
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,497
−HK$138/mo
Today · 4.125%
HK$4,635
baseline
▲ 0.50% · 4.625%
HK$4,917
+HK$282/mo
Deposit HK$169K · loan HK$956K · min. income ≈ HK$9,270/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,982
−HK$132/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,384
+HK$270/mo
Deposit HK$169K · loan HK$956K · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$169K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,618
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,761
−HK$146/mo
Today · 4.125%
HK$4,907
baseline
▲ 0.50% · 4.625%
HK$5,206
+HK$299/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$9,814/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,137
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,275
−HK$140/mo
Today · 4.125%
HK$5,415
baseline
▲ 0.50% · 4.625%
HK$5,700
+HK$285/mo
Deposit HK$113K · loan HK$1.01M · min. income ≈ HK$10,830/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).