▼ 0.50% · 3.625%
HK$2,707
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,791
−HK$85/mo
Today · 4.125%
HK$2,876
baseline
▲ 0.50% · 4.625%
HK$3,051
+HK$175/mo
Deposit HK$593K · loan HK$593K · min. income ≈ HK$5,752/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,011
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,092
−HK$82/mo
Today · 4.125%
HK$3,174
baseline
▲ 0.50% · 4.625%
HK$3,341
+HK$167/mo
Deposit HK$593K · loan HK$593K · min. income ≈ HK$6,348/mo (50% DSR)
Upfront cash ≈ HK$594K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$94/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,356
+HK$192/mo
Deposit HK$534K · loan HK$653K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$90/mo
Today · 4.125%
HK$3,491
baseline
▲ 0.50% · 4.625%
HK$3,675
+HK$184/mo
Deposit HK$534K · loan HK$653K · min. income ≈ HK$6,982/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,248
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,349
−HK$103/mo
Today · 4.125%
HK$3,452
baseline
▲ 0.50% · 4.625%
HK$3,662
+HK$210/mo
Deposit HK$475K · loan HK$712K · min. income ≈ HK$6,904/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,613
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,710
−HK$98/mo
Today · 4.125%
HK$3,808
baseline
▲ 0.50% · 4.625%
HK$4,009
+HK$201/mo
Deposit HK$475K · loan HK$712K · min. income ≈ HK$7,616/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,519
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,628
−HK$111/mo
Today · 4.125%
HK$3,739
baseline
▲ 0.50% · 4.625%
HK$3,967
+HK$228/mo
Deposit HK$415K · loan HK$772K · min. income ≈ HK$7,478/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,914
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,019
−HK$107/mo
Today · 4.125%
HK$4,126
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$217/mo
Deposit HK$415K · loan HK$772K · min. income ≈ HK$8,252/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,789
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,907
−HK$120/mo
Today · 4.125%
HK$4,027
baseline
▲ 0.50% · 4.625%
HK$4,272
+HK$245/mo
Deposit HK$356K · loan HK$831K · min. income ≈ HK$8,054/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,215
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,328
−HK$115/mo
Today · 4.125%
HK$4,443
baseline
▲ 0.50% · 4.625%
HK$4,677
+HK$234/mo
Deposit HK$356K · loan HK$831K · min. income ≈ HK$8,886/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,186
−HK$128/mo
Today · 4.125%
HK$4,314
baseline
▲ 0.50% · 4.625%
HK$4,577
+HK$263/mo
Deposit HK$297K · loan HK$890K · min. income ≈ HK$8,628/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,517
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,638
−HK$123/mo
Today · 4.125%
HK$4,761
baseline
▲ 0.50% · 4.625%
HK$5,011
+HK$250/mo
Deposit HK$297K · loan HK$890K · min. income ≈ HK$9,522/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,330
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,465
−HK$137/mo
Today · 4.125%
HK$4,602
baseline
▲ 0.50% · 4.625%
HK$4,882
+HK$280/mo
Deposit HK$237K · loan HK$950K · min. income ≈ HK$9,204/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,947
−HK$131/mo
Today · 4.125%
HK$5,078
baseline
▲ 0.50% · 4.625%
HK$5,346
+HK$268/mo
Deposit HK$237K · loan HK$950K · min. income ≈ HK$10,156/mo (50% DSR)
Upfront cash ≈ HK$237K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,744
−HK$146/mo
Today · 4.125%
HK$4,890
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$297/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$9,780/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,119
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,256
−HK$139/mo
Today · 4.125%
HK$5,395
baseline
▲ 0.50% · 4.625%
HK$5,680
+HK$285/mo
Deposit HK$178K · loan HK$1.01M · min. income ≈ HK$10,790/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$154/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$315/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$148/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$301/mo
Deposit HK$119K · loan HK$1.07M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$119K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).