▼ 0.50% · 3.625%
HK$1,751
−HK$110/mo
▼ 0.25% · 3.875%
HK$1,806
−HK$55/mo
Today · 4.125%
HK$1,861
baseline
▲ 0.50% · 4.625%
HK$1,974
+HK$113/mo
Deposit HK$384K · loan HK$384K · min. income ≈ HK$3,722/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,948
−HK$105/mo
▼ 0.25% · 3.875%
HK$2,000
−HK$53/mo
Today · 4.125%
HK$2,053
baseline
▲ 0.50% · 4.625%
HK$2,162
+HK$109/mo
Deposit HK$384K · loan HK$384K · min. income ≈ HK$4,106/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,926
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,986
−HK$61/mo
Today · 4.125%
HK$2,047
baseline
▲ 0.50% · 4.625%
HK$2,172
+HK$125/mo
Deposit HK$346K · loan HK$422K · min. income ≈ HK$4,094/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,143
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,200
−HK$59/mo
Today · 4.125%
HK$2,259
baseline
▲ 0.50% · 4.625%
HK$2,378
+HK$119/mo
Deposit HK$346K · loan HK$422K · min. income ≈ HK$4,518/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,101
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,167
−HK$66/mo
Today · 4.125%
HK$2,233
baseline
▲ 0.50% · 4.625%
HK$2,369
+HK$136/mo
Deposit HK$307K · loan HK$461K · min. income ≈ HK$4,466/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,338
−HK$126/mo
▼ 0.25% · 3.875%
HK$2,400
−HK$64/mo
Today · 4.125%
HK$2,464
baseline
▲ 0.50% · 4.625%
HK$2,594
+HK$130/mo
Deposit HK$307K · loan HK$461K · min. income ≈ HK$4,928/mo (50% DSR)
Upfront cash ≈ HK$307K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,276
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,347
−HK$72/mo
Today · 4.125%
HK$2,419
baseline
▲ 0.50% · 4.625%
HK$2,566
+HK$147/mo
Deposit HK$269K · loan HK$499K · min. income ≈ HK$4,838/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,533
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,601
−HK$68/mo
Today · 4.125%
HK$2,669
baseline
▲ 0.50% · 4.625%
HK$2,810
+HK$141/mo
Deposit HK$269K · loan HK$499K · min. income ≈ HK$5,338/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,452
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,528
−HK$77/mo
Today · 4.125%
HK$2,605
baseline
▲ 0.50% · 4.625%
HK$2,764
+HK$159/mo
Deposit HK$230K · loan HK$538K · min. income ≈ HK$5,210/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,727
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,801
−HK$74/mo
Today · 4.125%
HK$2,875
baseline
▲ 0.50% · 4.625%
HK$3,026
+HK$151/mo
Deposit HK$230K · loan HK$538K · min. income ≈ HK$5,750/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,627
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,708
−HK$83/mo
Today · 4.125%
HK$2,791
baseline
▲ 0.50% · 4.625%
HK$2,961
+HK$170/mo
Deposit HK$192K · loan HK$576K · min. income ≈ HK$5,582/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,922
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,001
−HK$79/mo
Today · 4.125%
HK$3,080
baseline
▲ 0.50% · 4.625%
HK$3,242
+HK$162/mo
Deposit HK$192K · loan HK$576K · min. income ≈ HK$6,160/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,802
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,889
−HK$89/mo
Today · 4.125%
HK$2,978
baseline
▲ 0.50% · 4.625%
HK$3,159
+HK$181/mo
Deposit HK$154K · loan HK$614K · min. income ≈ HK$5,956/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,117
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,201
−HK$84/mo
Today · 4.125%
HK$3,285
baseline
▲ 0.50% · 4.625%
HK$3,459
+HK$174/mo
Deposit HK$154K · loan HK$614K · min. income ≈ HK$6,570/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,070
−HK$94/mo
Today · 4.125%
HK$3,164
baseline
▲ 0.50% · 4.625%
HK$3,356
+HK$192/mo
Deposit HK$115K · loan HK$653K · min. income ≈ HK$6,328/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,312
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,401
−HK$90/mo
Today · 4.125%
HK$3,491
baseline
▲ 0.50% · 4.625%
HK$3,675
+HK$184/mo
Deposit HK$115K · loan HK$653K · min. income ≈ HK$6,982/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,250
−HK$100/mo
Today · 4.125%
HK$3,350
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$204/mo
Deposit HK$77K · loan HK$691K · min. income ≈ HK$6,700/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,507
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,601
−HK$95/mo
Today · 4.125%
HK$3,696
baseline
▲ 0.50% · 4.625%
HK$3,891
+HK$195/mo
Deposit HK$77K · loan HK$691K · min. income ≈ HK$7,392/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).