▼ 0.50% · 3.625%
HK$2,876
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,966
−HK$91/mo
Today · 4.125%
HK$3,057
baseline
▲ 0.50% · 4.625%
HK$3,243
+HK$186/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,114/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,200
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,286
−HK$87/mo
Today · 4.125%
HK$3,373
baseline
▲ 0.50% · 4.625%
HK$3,551
+HK$178/mo
Deposit HK$631K · loan HK$631K · min. income ≈ HK$6,746/mo (50% DSR)
Upfront cash ≈ HK$631K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,164
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,262
−HK$100/mo
Today · 4.125%
HK$3,362
baseline
▲ 0.50% · 4.625%
HK$3,567
+HK$205/mo
Deposit HK$568K · loan HK$694K · min. income ≈ HK$6,724/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,520
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,614
−HK$96/mo
Today · 4.125%
HK$3,710
baseline
▲ 0.50% · 4.625%
HK$3,906
+HK$196/mo
Deposit HK$568K · loan HK$694K · min. income ≈ HK$7,420/mo (50% DSR)
Upfront cash ≈ HK$568K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,452
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,559
−HK$109/mo
Today · 4.125%
HK$3,668
baseline
▲ 0.50% · 4.625%
HK$3,891
+HK$223/mo
Deposit HK$505K · loan HK$757K · min. income ≈ HK$7,336/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,840
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,943
−HK$104/mo
Today · 4.125%
HK$4,047
baseline
▲ 0.50% · 4.625%
HK$4,261
+HK$214/mo
Deposit HK$505K · loan HK$757K · min. income ≈ HK$8,094/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,739
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$118/mo
Today · 4.125%
HK$3,974
baseline
▲ 0.50% · 4.625%
HK$4,216
+HK$242/mo
Deposit HK$441K · loan HK$820K · min. income ≈ HK$7,948/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,160
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,271
−HK$114/mo
Today · 4.125%
HK$4,385
baseline
▲ 0.50% · 4.625%
HK$4,616
+HK$231/mo
Deposit HK$441K · loan HK$820K · min. income ≈ HK$8,770/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,027
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,152
−HK$127/mo
Today · 4.125%
HK$4,279
baseline
▲ 0.50% · 4.625%
HK$4,540
+HK$261/mo
Deposit HK$378K · loan HK$883K · min. income ≈ HK$8,558/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,480
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,600
−HK$122/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$249/mo
Deposit HK$378K · loan HK$883K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,315
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,449
−HK$136/mo
Today · 4.125%
HK$4,585
baseline
▲ 0.50% · 4.625%
HK$4,864
+HK$279/mo
Deposit HK$315K · loan HK$946K · min. income ≈ HK$9,170/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,800
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,929
−HK$130/mo
Today · 4.125%
HK$5,059
baseline
▲ 0.50% · 4.625%
HK$5,326
+HK$267/mo
Deposit HK$315K · loan HK$946K · min. income ≈ HK$10,118/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,602
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,745
−HK$146/mo
Today · 4.125%
HK$4,891
baseline
▲ 0.50% · 4.625%
HK$5,188
+HK$297/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$9,782/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,120
−HK$276/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$139/mo
Today · 4.125%
HK$5,396
baseline
▲ 0.50% · 4.625%
HK$5,681
+HK$285/mo
Deposit HK$252K · loan HK$1.01M · min. income ≈ HK$10,792/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,890
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,042
−HK$154/mo
Today · 4.125%
HK$5,196
baseline
▲ 0.50% · 4.625%
HK$5,513
+HK$317/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$10,392/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,440
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,586
−HK$148/mo
Today · 4.125%
HK$5,734
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$302/mo
Deposit HK$189K · loan HK$1.07M · min. income ≈ HK$11,468/mo (50% DSR)
Upfront cash ≈ HK$189K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,338
−HK$164/mo
Today · 4.125%
HK$5,502
baseline
▲ 0.50% · 4.625%
HK$5,837
+HK$335/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$11,004/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,760
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,914
−HK$157/mo
Today · 4.125%
HK$6,071
baseline
▲ 0.50% · 4.625%
HK$6,391
+HK$320/mo
Deposit HK$126K · loan HK$1.14M · min. income ≈ HK$12,142/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).