▼ 0.50% · 3.625%
HK$3,004
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,098
−HK$95/mo
Today · 4.125%
HK$3,193
baseline
▲ 0.50% · 4.625%
HK$3,387
+HK$194/mo
Deposit HK$659K · loan HK$659K · min. income ≈ HK$6,386/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,342
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,432
−HK$91/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,708
+HK$185/mo
Deposit HK$659K · loan HK$659K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,305
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,407
−HK$105/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,726
+HK$214/mo
Deposit HK$593K · loan HK$725K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,676
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,775
−HK$100/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,079
+HK$204/mo
Deposit HK$593K · loan HK$725K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$593K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,605
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,717
−HK$114/mo
Today · 4.125%
HK$3,831
baseline
▲ 0.50% · 4.625%
HK$4,064
+HK$233/mo
Deposit HK$527K · loan HK$790K · min. income ≈ HK$7,662/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,011
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,118
−HK$109/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,450
+HK$223/mo
Deposit HK$527K · loan HK$790K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,905
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$123/mo
Today · 4.125%
HK$4,150
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$253/mo
Deposit HK$461K · loan HK$856K · min. income ≈ HK$8,300/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$119/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$241/mo
Deposit HK$461K · loan HK$856K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,206
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,337
−HK$133/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$272/mo
Deposit HK$395K · loan HK$922K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,805
−HK$127/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,192
+HK$260/mo
Deposit HK$395K · loan HK$922K · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$395K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,506
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,647
−HK$142/mo
Today · 4.125%
HK$4,789
baseline
▲ 0.50% · 4.625%
HK$5,080
+HK$291/mo
Deposit HK$329K · loan HK$988K · min. income ≈ HK$9,578/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,013
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,148
−HK$136/mo
Today · 4.125%
HK$5,284
baseline
▲ 0.50% · 4.625%
HK$5,563
+HK$279/mo
Deposit HK$329K · loan HK$988K · min. income ≈ HK$10,568/mo (50% DSR)
Upfront cash ≈ HK$329K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,807
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,956
−HK$152/mo
Today · 4.125%
HK$5,108
baseline
▲ 0.50% · 4.625%
HK$5,419
+HK$311/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$10,216/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,347
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,491
−HK$145/mo
Today · 4.125%
HK$5,636
baseline
▲ 0.50% · 4.625%
HK$5,933
+HK$297/mo
Deposit HK$263K · loan HK$1.05M · min. income ≈ HK$11,272/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,107
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,266
−HK$161/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,758
+HK$331/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,682
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,834
−HK$155/mo
Today · 4.125%
HK$5,989
baseline
▲ 0.50% · 4.625%
HK$6,304
+HK$315/mo
Deposit HK$198K · loan HK$1.12M · min. income ≈ HK$11,978/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,408
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,576
−HK$171/mo
Today · 4.125%
HK$5,747
baseline
▲ 0.50% · 4.625%
HK$6,096
+HK$349/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$11,494/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,016
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,177
−HK$164/mo
Today · 4.125%
HK$6,341
baseline
▲ 0.50% · 4.625%
HK$6,675
+HK$334/mo
Deposit HK$132K · loan HK$1.19M · min. income ≈ HK$12,682/mo (50% DSR)
Upfront cash ≈ HK$132K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).