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At today's rate and a 90% mortgage, the deposit on this unit is about HK$293K, with repayments around HK$12,768/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$293K · loan HK$2.63M · min. income ≈ HK$25,536/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Shek Kip Mei Station Station.
Family-friendly — 84 schools within a 1 km walk.
Everyday convenience — 69 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 84 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- C
- Saleable Area
- 397 Saleable ft²
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-24 | HK$3.60M | −5.3% 4.9y |
| 2021-08-20 | HK$3.80M | +0.5% 3.7y · 0.0%/yr |
| 2017-11-21 | HK$3.78M | +217.6% 21.8y · 10.0%/yr |
| 1996-03-19 | HK$1.19M | +40.0% |
| 1995-08-11 | HK$850K | — |