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At today's rate and a 90% mortgage, the deposit on this unit is about HK$301K, with repayments around HK$13,147/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$301K · loan HK$2.71M · min. income ≈ HK$26,294/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 73 schools within a 1 km walk.
Everyday convenience — 77 shopping and daily-needs spots nearby.
Healthcare close by — 14 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- F
- Saleable Area
- 250 Saleable ft²
- Gross Area
- 337 ft²
- Efficiency
- 74%
- District
- Sham Shui Po District · Kowloon
- School net (POA)
- 40
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-09 | HK$3.13M | +11.4% 1.1y |
| 2025-05-14 | HK$2.81M | −31.5% 3.8y · −8.0%/yr |
| 2021-09-13 | HK$4.10M | +0.0% 20.6y · 19.0%/yr |
| 2021-07-29 | HK$4.10M | +382.4% 20.6y · 19.0%/yr |
| 2001-01-09 | HK$850K | — |